HRTG Stock — Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc. (HRTG)

Updated October 16, 2026.

HRTG is a Stock. Total return is 260.2% over the past 12.4 years, 133.8 points behind SPY at 394.0%.

Heritage Insurance Holdings, Inc. is a regional property insurance company that provides personal residential homeowners, condo, and dwelling fire insurance across the eastern United States and Hawaii, along with commercial residential property coverage in select markets. The company does not currently distribute dividends to shareholders. It operates through a network of independent insurance agents and has been in business since 2012.

HRTG performance versus SPY

Price and return data through 2026-10-16.

Total return is 260.2% over the past 12.4 years, 133.8 points behind SPY at 394.0%. Over the past year its total return — price change plus distributions reinvested — is 49.4%. Its deepest 1-year drawdown was 32.9%.

HRTG key facts

Asset type

Stock

Asset class

Equity

Inception date

05/23/2014

Distribution frequency

None

5-year average yield

2.74

Last close

$35.77 (as of 2026-10-16)

Market cap

$1,063,528,520

Average volume

279052.0

Ex-dividend date

06/13/2022

Payment date

07/05/2022

Beta

0.924

Payout ratio

0.0%

P/E ratio

5.1

Forward P/E

7.0404

EPS

$7.01

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

HRTG risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 32.9%.

Who may consider HRTG — and who may not

It is a weaker fit for investors who need monthly cash flow (HRTG does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on HRTG

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Tagged: Financials.

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