IPSI Stock — Innovative Payment Solutions Inc

Innovative Payment Solutions Inc (IPSI)

Updated October 16, 2026.

IPSI is a Stock. Total return is -95.5% over the past 10.4 years, 424.9 points behind SPY at 329.4%.

Innovative Payment Solutions Inc provides digital payment solutions and credit card processing services to businesses and consumers in the United States, with a focus on underdeveloped and underserved markets. The company does not currently distribute dividends to shareholders. This security may appeal to investors seeking capital appreciation in the payments technology sector rather than current income.

IPSI performance versus SPY

Price and return data through 2026-10-16.

Total return is -95.5% over the past 10.4 years, 424.9 points behind SPY at 329.4%. Over the past year its total return — price change plus distributions reinvested — is -97.7%. Its deepest 1-year drawdown was 98.0%.

IPSI key facts

Asset type

Stock

Asset class

Equity

Inception date

06/03/2016

Distribution frequency

None

Last close

$0.0005 (as of 2026-10-16)

Market cap

$497,088

Average volume

39169995.0

Payment date

11/04/2019

Beta

1.265

Payout ratio

0.0%

EPS

$0.19

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

IPSI risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 98.0%.

Who may consider IPSI — and who may not

It is a weaker fit for investors who need monthly cash flow (IPSI does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on IPSI

• All tickers starting with I

Tagged: Technology.

Frequently asked questions