JCAP Stock — Jefferson Capital, Inc. Common Stock

Jefferson Capital, Inc. Common Stock (JCAP)

Updated October 16, 2026.

JCAP is a Stock. its distribution rate is 4.68%, its trailing-12-month yield is 4.68%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 17.7% over the past 1.3 years, 8.7 points behind SPY at 26.4%.

Jefferson Capital, Inc. purchases portfolios of consumer receivables at discounts to face value and manages debt recovery across the United States, United Kingdom, Canada, and Latin America, while also providing debt servicing and portfolio management services for nonperforming loans. The company distributes quarterly at a current rate in the mid-single digits. Jefferson Capital may appeal to income investors seeking regular distributions from the specialty finance sector.

JCAP performance versus SPY

Price and return data through 2026-10-16.

Total return is 17.7% over the past 1.3 years, 8.7 points behind SPY at 26.4%. Its deepest 1-year drawdown was 31.8%.

JCAP key facts

Distribution Safety Score™

50 · Unproven

Asset type

Stock

Asset class

Equity

Inception date

06/26/2025

Distribution rate

4.68%

Distribution frequency

Quarterly

Trailing yield

4.68%

Last close

$20.53 (as of 2026-10-16)

Market cap

$1,178,946,254

Average volume

136166.0

Dividend

$0.24

Ex-dividend date

08/24/2026

Payment date

09/03/2026

Payout ratio

33.3%

P/E ratio

22.56

Forward P/E

6.7447

EPS

$0.91

How Dividend Vision calculates yield and returns

Distribution rate (4.68%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (4.68%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

JCAP risks and drawbacks

Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 31.8%.

Who may consider JCAP — and who may not

JCAP may suit someone looking for moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (JCAP pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on JCAP

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Tagged: Financials, Dividend.

Frequently asked questions