JFIN Stock — Jiayin Group Inc

Jiayin Group Inc (JFIN)

Updated October 16, 2026.

JFIN is a Stock. Total return is -89.9% over the past 7.4 years, 285.5 points behind SPY at 195.6%.

JFIN performance versus SPY

Price and return data through 2026-10-16.

Total return is -89.9% over the past 7.4 years, 285.5 points behind SPY at 195.6%. Over the past year its total return — price change plus distributions reinvested — is -86.8%. Its deepest 1-year drawdown was 88.0%.

JFIN key facts

Asset type

Stock

Asset class

Equity

Distribution frequency

Semi-Annual

Last close

$1.28 (as of 2026-10-16)

Market cap

$32,421,819

Average volume

63465.0

Dividend

$0.80

Ex-dividend date

07/14/2025

Payment date

07/24/2025

Beta

0.892

Payout ratio

121.6%

P/E ratio

1.86

Forward P/E

1.8275

EPS

$0.69

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

JFIN risks and drawbacks

Payments are semi-annual, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 88.0%.

Who may consider JFIN — and who may not

It is a weaker fit for investors who need monthly cash flow (JFIN pays semi-annual); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on JFIN

• All tickers starting with J

Tagged: Financials, Dividend.

Frequently asked questions