LDI Stock — Loandepot Inc

Loandepot Inc (LDI)

Updated October 16, 2026.

LDI is a Stock. Total return is -97.4% over the past 5.7 years, 208.3 points behind SPY at 110.9%.

loanDepot, Inc. originates, finances, sells, and services residential mortgage loans in the United States, offering conventional and jumbo mortgages, federal assistance programs, home equity lines of credit, and related services including title, escrow, settlement, real estate referrals, and insurance. The company does not currently distribute dividends to shareholders. This security appeals to investors seeking equity exposure to the mortgage lending and servicing industry.

LDI performance versus SPY

Price and return data through 2026-10-16.

Total return is -97.4% over the past 5.7 years, 208.3 points behind SPY at 110.9%. Over the past year its total return — price change plus distributions reinvested — is -82.2%. Its deepest 1-year drawdown was 86.2%.

LDI key facts

Asset type

Stock

Asset class

Equity

Inception date

02/11/2021

Distribution frequency

None

Last close

$0.53 (as of 2026-10-16)

Market cap

$124,102,420

Average volume

2810084.0

Ex-dividend date

04/01/2022

Payment date

04/18/2022

Beta

3.153

Payout ratio

118.5%

Forward P/E

112.3596

EPS

$-0.31

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

LDI risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 86.2%.

Who may consider LDI — and who may not

It is a weaker fit for investors who need monthly cash flow (LDI does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on LDI

• All tickers starting with L

Tagged: Financials.

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