LFT Stock — Lument Finance Trust Inc

Lument Finance Trust Inc (LFT)

Updated October 16, 2026.

LFT is a Stock. its distribution rate is 36.36%, its trailing-12-month yield is 27.27%. Dividend Vision Distribution Safety Score™ is 0/100 (High risk). Total return is -82.7% over the past 13.6 years, 599.2 points behind SPY at 516.5%.

Lument Finance Trust is a real estate investment trust that originates, finances, and manages a portfolio of commercial real estate debt investments, primarily transitional floating rate mortgage loans on middle market multi-family properties and other CRE-related instruments including mezzanine loans, preferred equity, and commercial mortgage-backed securities. The REIT distributes quarterly and currently carries a high distribution rate. This business appeals primarily to income-focused investors seeking exposure to commercial real estate debt markets.

LFT performance versus SPY

Price and return data through 2026-10-16.

Total return is -82.7% over the past 13.6 years, 599.2 points behind SPY at 516.5%. Over the past year its total return — price change plus distributions reinvested — is -72.5%. Its deepest 1-year drawdown was 73.1%.

LFT key facts

Distribution Safety Score™

0 · High risk

Safety-Adjusted Yield

0.00%

Asset type

Stock

Asset class

Equity

Inception date

03/22/2013

Distribution rate

36.36%

Distribution frequency

Quarterly

Trailing yield

27.27%

5-year average yield

12.61

Last close

$4.40 (as of 2026-10-16)

Market cap

$23,128,160

Average volume

10500.0

Dividend

$0.40

Ex-dividend date

06/30/2026

Payment date

07/15/2026

Beta

0.679

Payout ratio

260.0%

Forward P/E

44.8

EPS

$-3.50

How Dividend Vision calculates yield and returns

Distribution rate (36.36%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (27.27%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

LFT risks and drawbacks

Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 73.1%.

Who may consider LFT — and who may not

It is a weaker fit for investors who need monthly cash flow (LFT pays quarterly); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on LFT

• All tickers starting with L

Tagged: Real Estate, Dividend.

Frequently asked questions