MCHB — Mechanics Bank
Mechanics Bank (MCHB)
MCHB pays a 7.11% distribution rate, quarterly. Its Distribution Safety Score™ is 25 (Elevated risk), giving a Safety-Adjusted Yield of 1.78%. Total return is 90.9% over the past 14.5 years, 552.8 points behind SPY at 643.7%. Its deepest 1-year drawdown was 9.5%.
Mechanics Bank is a banking company operating in California, Oregon, Washington, and Hawaii, providing deposit products including checking and savings accounts, retirement accounts, and certificates of deposit, along with lending services spanning home loans, auto loans, commercial real estate loans, small business lending, and private banking services. The stock distributes quarterly at a high current distribution rate. This security may appeal to income investors seeking exposure to regional banking equities.
MCHB key facts
- Distribution Safety Score™
- 25 · Elevated risk
- Safety-Adjusted Yield
- 1.78%
- Asset type
- Stock
- Asset class
- Equity
- Inception date
- 02/10/2012
- Distribution rate
- 7.11%
- Distribution frequency
- Quarterly
- Trailing yield
- 7.67%
- 5-year average yield
- 2.43
- Last close
- $17.08
- Market cap
- $3,604,409,856
- Average volume
- 407100.0
- Last dividend
- $0.7000
- Ex-dividend date
- 05/22/2026
- Payment date
- 05/28/2026
- Beta
- 0.15
- Payout ratio
- 1.3789
- P/E ratio
- 13.1692
- Forward P/E
- 0.0
- EPS
- $-680.31
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AI-generated analysis — AI can make mistakes. Verify important information independently. Not investment advice. AI risk disclosure
Income is not the same as return. Distribution yield measures cash paid to investors; total return also includes price changes. Compare both, especially for option-income and other high-distribution funds.
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