DV
Dividend Vision

MCHB Stock — Mechanics Bank

Mechanics Bank (MCHB)

Updated October 16, 2026.

Verdict as of October 16, 2026

MCHB's distribution is rated elevated risk by the Dividend Vision Distribution Safety Score™ (25/100, medium confidence). It pays quarterly and its distribution rate is 6.97%. The latest total cash payment per current share, $0.25 with an ex-date of August 28, 2026, was 64.3% lower than the previous $0.70. These payments are unclassified; this does not establish a base-dividend change.

Sources: Section 19a-1 notices, scoring methodology.

MCHB is a Stock. its distribution rate is 6.97%, its trailing-12-month yield is 10.87%. Dividend Vision Distribution Safety Score™ is 25/100 (Elevated risk). Total return is 62.9% over the past 14.7 years, 570.1 points behind SPY at 633.0%.

MCHB dividend yield and income

Price as of 2026-10-16.

The distribution rate (6.97%) uses calculation basis unavailable. Trailing-12-month yield (10.87%) is the last year of cash distributions by ex-date divided by the current price. The dividend amount is $0.25. The ex-dividend date is 08/28/2026. The payment date is 09/01/2026.

Recorded distribution timeline (58)
Ex-dateAs paidPer current shareChange from previous payment
2026-08-28$0.25$0.25-64.3%
Unclassified cash
2026-05-22$0.7$0.775.0%
Unclassified cash
2026-03-09$0.4$0.490.5%
Unclassified cash
2025-12-08$0.21$0.21-100.0%
Unclassified cash
2024-09-09$467$467-53.9%
Unclassified cash
2024-03-15$1012$10121011900.0%
Unclassified cash
2023-11-07$0.1$0.1N/A
2023-08-09$713$713N/A
2023-08-08$0.1$0.1N/A
2023-05-09$0.1$0.1N/A
2023-02-23$935$935N/A
2023-02-07$0.35$0.35N/A
2022-11-16$1168$1168N/A
2022-11-07$0.35$0.35N/A
2022-08-17$1168$1168N/A
2022-08-08$0.35$0.35N/A
2022-05-17$1012$1012N/A
2022-05-09$0.35$0.35N/A
2022-02-25$312$312N/A
2022-02-08$0.35$0.35N/A
2021-11-08$0.25$0.25N/A
2021-11-05$810$810N/A
2021-08-09$0.25$0.25N/A
2021-07-30$2569$2569N/A
2021-05-10$0.25$0.250.0%
Unclassified cash
2021-02-08$0.25$0.2566.7%
Unclassified cash
2020-11-05$0.15$0.150.0%
Unclassified cash
2020-08-06$0.15$0.150.0%
Unclassified cash
2020-05-01$0.15$0.150.0%
Unclassified cash
2020-02-04$0.15$0.1566.7%
Unclassified cash
2015-02-10$0.09$0.09N/A
2014-11-25$110$110N/A
2014-11-06$0.09$0.09N/A
2014-08-27$110$110N/A
2014-08-13$0.09$0.09N/A
2014-06-04$110$110N/A
2014-05-13$0.09$0.09N/A
2014-03-05$110$110N/A
2014-02-12$0.08$0.08N/A
2014-01-30$0.11$0.11N/A
2013-11-26$110$110N/A
2013-11-07$0.08$0.08N/A
2013-10-31$0.11$0.11N/A
2013-08-28$110$110N/A
2013-08-15$0.08$0.08N/A
2013-08-01$0.11$0.11N/A
2013-05-22$110$110N/A
2013-05-09$0.08$0.08-27.3%
Unclassified cash
2013-04-09$0.11$0.11-99.9%
Unclassified cash
2013-03-06$110$110N/A
2013-02-12$0.08$0.08N/A
2012-12-05$185$185N/A
2012-11-07$0.08$0.04N/A
2012-08-09$0.08$0.04N/A
2012-08-06$170$85N/A
2012-05-23$170$85N/A
2012-05-10$0.07$0.035-100.0%
Unclassified cash
2012-03-07$340$85—
2012 total—$440.115—
2013 total (cadence changed)—$440.650.1%
2014 total—$440.46-0.0%
2015 total—$0.09-100.0%
2020 total—$0.6566.7%
2021 total—$3380563233.3%
2022 total (cadence changed)—$3661.48.3%
2023 total (cadence changed)—$1648.65-55.0%
2024 total—$1479-10.3%
2025 total—$0.21-100.0%
2026 YTD total—$1.35—

MCHB dividend growth

The deepest trailing-12-month payout decline in the past five years is -99.98%.

TTM income vs TTM N years earlier
WindowChange
3Y-99.9%
5Y-99.9%

MCHB performance versus SPY

Price and return data through 2026-10-16.

Total return is 62.9% over the past 14.7 years, 570.1 points behind SPY at 633.0%. Over the past year its total return — price change plus distributions reinvested — is 21.9%. Its deepest 1-year drawdown was 16.0%.

WindowTotal returnCAGR
1M-6.4%—
3M-12.4%—
6M2.5%—
YTD7.4%—
1Y21.9%—
2Y CAGR—1.50%
3Y CAGR—38.50%
5Y CAGR—-16.20%
10Y CAGR—-2.90%
Since inception (14.7 years)62.9%3.40%

MCHB key facts

Distribution Safety Score™
25 · Elevated risk
Safety-Adjusted Yield
1.74%
Asset type
Stock
Asset class
Equity
Inception date
02/10/2012
Distribution rate
6.97%
Distribution frequency
Quarterly
Trailing yield
10.87%
5-year average yield
2.43
Last close
$14.35 (as of 2026-10-16)
Market cap
$3,161,478,075
Average volume
1042598.0
Dividend
$0.25
Ex-dividend date
08/28/2026
Payment date
09/01/2026
Beta
0.143
Payout ratio
113.0%
P/E ratio
11.3
Forward P/E
12.1525
EPS
$1.27

How Dividend Vision calculates yield and returns

Distribution rate (6.97%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (10.87%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

MCHB risks and drawbacks

Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 16.0%.

Who may consider MCHB — and who may not

It is a weaker fit for investors who need monthly cash flow (MCHB pays quarterly); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on MCHB

Tagged: Financials, Dividend.

Frequently asked questions

Does MCHB pay monthly?

No. MCHB currently pays quarterly, not monthly.

What is MCHB's dividend yield?

MCHB's distribution rate is 6.97%, paid quarterly — calculation basis unavailable.

When does MCHB pay a dividend?

MCHB pays quarterly. The dividend amount is $0.25. The ex-dividend date is 08/28/2026. The payment date is 09/01/2026.

How has MCHB performed?

Total return is 62.9% over the past 14.7 years, 570.1 points behind SPY at 633.0%. Over the past year its total return — price change plus distributions reinvested — is 21.9%. Its deepest 1-year drawdown was 16.0%.

Is MCHB a good investment?

MCHB's Dividend Vision Distribution Safety Score is 25 (Elevated risk). That is a risk signal, not investment advice. Its distribution rate is 6.97% (calculation basis unavailable). Compare peers below rather than treating any single figure as a buy or sell.

DividendVision analysis is generated from public SEC filing data and may not capture every change. Review the original filing for complete information.