NCNO Stock — nCino Inc.

nCino Inc. (NCNO)

Updated October 16, 2026.

NCNO is a Stock. Total return is -77.6% over the past 6.3 years, 238.1 points behind SPY at 160.5%.

nCino is a software-as-a-service company that provides cloud-based solutions to financial institutions including banks, credit unions, and mortgage lenders. Its platform offerings span customer onboarding, deposit and commercial account opening, loan origination across multiple lending types, credit monitoring, portfolio analytics, and integration with banking systems and third-party services. The company does not currently have an established distribution to shareholders.

NCNO performance versus SPY

Price and return data through 2026-10-16.

Total return is -77.6% over the past 6.3 years, 238.1 points behind SPY at 160.5%. Over the past year its total return — price change plus distributions reinvested — is -14.7%. Its deepest 1-year drawdown was 48.3%.

NCNO key facts

Asset type

Stock

Asset class

Equity

Inception date

07/14/2020

Distribution frequency

None

Last close

$20.51 (as of 2026-10-16)

Market cap

$2,168,648,929

Average volume

2079505.0

Beta

0.81

Payout ratio

0.0%

P/E ratio

64.09

Forward P/E

24.8139

EPS

$0.32

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

NCNO risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 48.3%.

Who may consider NCNO — and who may not

It is a weaker fit for investors who need monthly cash flow (NCNO does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on NCNO

• All tickers starting with N

Tagged: Technology.

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