NPB Stock — Northpointe Bancshares, Inc.

Northpointe Bancshares, Inc. (NPB)

Updated October 16, 2026.

NPB is a Stock. its distribution rate is 0.64%, its trailing-12-month yield is 0.68%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 8.2% over the past 1.7 years, 19.4 points behind SPY at 27.6%.

Northpointe Bancshares is a bank holding company headquartered in Michigan that operates Northpointe Bank, providing digital and traditional banking services including deposit accounts, personal and business lending, mortgages, and custodial services through its Mortgage Purchase Program and Retail Banking segments. The stock carries a modest current distribution rate and distributes quarterly to shareholders. This security may appeal to investors seeking income from the financial services sector.

NPB performance versus SPY

Price and return data through 2026-10-16.

Total return is 8.2% over the past 1.7 years, 19.4 points behind SPY at 27.6%. Over the past year its total return — price change plus distributions reinvested — is -6.7%. Its deepest 1-year drawdown was 24.4%.

NPB key facts

Distribution Safety Score™

50 · Unproven

Asset type

Stock

Asset class

Equity

Inception date

02/14/2025

Distribution rate

0.64%

Distribution frequency

Quarterly

Trailing yield

0.68%

Last close

$15.52 (as of 2026-10-16)

Market cap

$536,710,188

Average volume

204631.0

Dividend

$0.025

Ex-dividend date

10/15/2026

Payment date

11/04/2026

Payout ratio

4.5%

P/E ratio

6.81

Forward P/E

5.8139

EPS

$2.28

How Dividend Vision calculates yield and returns

Distribution rate (0.64%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (0.68%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

NPB risks and drawbacks

NPB's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 24.4%.

Who may consider NPB — and who may not

It is a weaker fit for investors who need monthly cash flow (NPB pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on NPB

• All tickers starting with N

Tagged: Financials, Dividend.

Frequently asked questions