Browse everything: Tickers A–Z · Issuers · Comparisons · Tags
NU Stock — Nu Holdings Ltd.
Nu Holdings Ltd. (NU)
Updated October 16, 2026.
NU is a Stock. Total return is 40.9% over the past 4.9 years, 34.1 points behind SPY at 75.0%.
Nu Holdings Ltd. is a digital banking platform operating in Brazil, Mexico, Colombia, the Cayman Islands, and the United States, offering a range of financial services including credit and prepaid cards, mobile payments, savings and investment products, loans, and insurance solutions through its mobile-first app. The company does not currently distribute dividends. Nu Holdings appeals to investors seeking exposure to fintech and digital banking growth in Latin America, rather than those focused on income generation.
NU performance versus SPY
Price and return data through 2026-10-16.
Total return is 40.9% over the past 4.9 years, 34.1 points behind SPY at 75.0%. Over the past year its total return — price change plus distributions reinvested — is -1.1%. Its deepest 1-year drawdown was 38.2%.
| Window | Total return | CAGR |
|---|---|---|
| 1M | 5.4% | — |
| 3M | 5.6% | — |
| 6M | -5.6% | — |
| YTD | -13.0% | — |
| 1Y | -1.1% | — |
| 2Y CAGR | — | 1.60% |
| 3Y CAGR | — | 22.60% |
| Since inception (4.9 years) | 40.9% | 7.30% |
NU key facts
- Asset type
- Stock
- Asset class
- Equity
- Inception date
- 12/09/2021
- Distribution frequency
- None
- Last close
- $14.56 (as of 2026-10-16)
- Market cap
- $55,445,760,712
- Average volume
- 45153564.0
- Beta
- 0.955
- Payout ratio
- 0.0%
- P/E ratio
- 20.8
- Forward P/E
- 14.8148
- EPS
- $0.70
How Dividend Vision calculates yield and returns
Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.
Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology
Sources and review
Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.
Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.
NU risks and drawbacks
Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 38.2%.
Who may consider NU — and who may not
It is a weaker fit for investors who need monthly cash flow (NU does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.
More on NU
Frequently asked questions
Does NU pay monthly?
No. NU does not currently distribute.
When does NU pay a dividend?
NU does not currently distribute.
How has NU performed?
Total return is 40.9% over the past 4.9 years, 34.1 points behind SPY at 75.0%. Over the past year its total return — price change plus distributions reinvested — is -1.1%. Its deepest 1-year drawdown was 38.2%.
Tickers
Holdings as-of date unavailable.
| Ticker | Name | Weight |
|---|
See how this investment would fit into your portfolio.