OBT Stock — Orange County Bancorp Inc

Orange County Bancorp Inc (OBT)

Updated October 16, 2026.

OBT is a Stock. its distribution rate is 1.94%, its trailing-12-month yield is 1.94%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Total return is 550.1% over the past 23 years, 455.9 points behind SPY at 1006.0%.

Orange County Bancorp is a bank holding company that provides commercial and consumer banking services, trust and wealth management, and financial planning through subsidiaries operating in New York counties including Orange, Westchester, Rockland, and Bronx. The company distributes dividends quarterly at a modest current rate. It appeals to income investors seeking exposure to regional banking and those valuing the stability of an established financial institution founded in 1892.

OBT performance versus SPY

Price and return data through 2026-10-16.

Total return is 550.1% over the past 23 years, 455.9 points behind SPY at 1006.0%. Over the past year its total return — price change plus distributions reinvested — is 60.8%. Its deepest 1-year drawdown was 13.7%.

OBT key facts

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

1.88%

Asset type

Stock

Asset class

Equity

Inception date

10/15/2003

Distribution rate

1.94%

Distribution frequency

Quarterly

Trailing yield

1.94%

5-year average yield

1.91

Last close

$37.19 (as of 2026-10-16)

Market cap

$498,642,144

Average volume

62953.0

Dividend

$0.18

Ex-dividend date

09/04/2026

Payment date

09/15/2026

Beta

0.431

Payout ratio

20.3%

P/E ratio

10.45

Forward P/E

9.7947

EPS

$3.56

How Dividend Vision calculates yield and returns

Distribution rate (1.94%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.94%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

OBT risks and drawbacks

OBT's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 13.7%.

Who may consider OBT — and who may not

OBT may suit someone looking for a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (OBT pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on OBT

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Tagged: Financials, Dividend.

Frequently asked questions