OPBK Stock — OP Bancorp

OP Bancorp (OPBK)

Updated October 16, 2026.

OPBK is a Stock. its distribution rate is 3.80%, its trailing-12-month yield is 3.53%. Dividend Vision Distribution Safety Score™ is 95/100 (Safe). Total return is 59.8% over the past 21.2 years, 750.8 points behind SPY at 810.6%.

OP Bancorp is the holding company for Open Bank, a community bank operating branches across California, Texas, Nevada, Colorado, Washington, and Georgia that provides commercial real estate, small business, home mortgage, and consumer loans alongside various deposit products. The company distributes quarterly dividends at a moderate current distribution rate. This stock may appeal to income investors seeking exposure to regional banking and steady dividend payments.

OPBK performance versus SPY

Price and return data through 2026-10-16.

Total return is 59.8% over the past 21.2 years, 750.8 points behind SPY at 810.6%. Over the past year its total return — price change plus distributions reinvested — is 16.4%. Its deepest 1-year drawdown was 16.5%.

OPBK key facts

Distribution Safety Score™

95 · Safe

Safety-Adjusted Yield

3.61%

Asset type

Stock

Asset class

Equity

Inception date

07/22/2005

Distribution rate

3.80%

Distribution frequency

Quarterly

Trailing yield

3.53%

5-year average yield

3.72

Last close

$14.75 (as of 2026-10-16)

Market cap

$220,256,071

Average volume

24801.0

Dividend

$0.14

Ex-dividend date

08/06/2026

Payment date

08/20/2026

Beta

0.607

Payout ratio

26.9%

P/E ratio

7.6

Forward P/E

9.009

EPS

$1.94

How Dividend Vision calculates yield and returns

Distribution rate (3.80%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.53%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

OPBK risks and drawbacks

OPBK's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 16.5%.

Who may consider OPBK — and who may not

OPBK may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (OPBK pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on OPBK

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Tagged: Financials, Dividend.

Frequently asked questions