OPRT Stock — Oportun Financial Corp

Oportun Financial Corp (OPRT)

Updated October 16, 2026.

OPRT is a Stock. Total return is -43.8% over the past 7.1 years, 227.8 points behind SPY at 184.0%.

Oportun Financial Corporation is a financial services company that provides personal loans and credit cards to customers through online, phone, retail, and lending partner channels. The company does not currently distribute to shareholders. It may appeal to equity investors seeking exposure to the consumer lending sector.

OPRT performance versus SPY

Price and return data through 2026-10-16.

Total return is -43.8% over the past 7.1 years, 227.8 points behind SPY at 184.0%. Over the past year its total return — price change plus distributions reinvested — is 73.3%. Its deepest 1-year drawdown was 31.7%.

OPRT key facts

Asset type

Stock

Asset class

Equity

Inception date

09/26/2019

Distribution frequency

None

Last close

$9.08 (as of 2026-10-16)

Market cap

$417,564,257

Average volume

753925.0

Beta

1.259

Payout ratio

0.0%

P/E ratio

22.7

Forward P/E

5.5066

EPS

$0.40

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

OPRT risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 31.7%.

Who may consider OPRT — and who may not

It is a weaker fit for investors who need monthly cash flow (OPRT does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on OPRT

• All tickers starting with O

Tagged: Financials.

Frequently asked questions