OWNS ETF — CCM Affordable Housing MBS ETF

CCM Affordable Housing MBS ETF (OWNS)

OWNS is an ETF. As of August 19, 2026, its distribution rate is 3.86%, its trailing-12-month yield is 4.35%, its expense ratio is 0.30%. Dividend Vision Distribution Safety Score™ is 100/100 (Safe). Fund total return is 0.3% over the past 5.1 years, 86.7 points behind SPY at 87.0%.

At the current 3.86% distribution rate, a $10,000 investment would generate approximately $386 per year, or $32.17 per month on an equivalent basis. Actual quarterly payments vary.

CCM Affordable Housing MBS ETF is an ETF that invests at least 80% of its net assets in mortgage-backed securities backed by loans made to minority families, low- and moderate-income families, and families in persistent poverty areas. The fund offers a moderate distribution rate and pays distributions quarterly, with an expense ratio of 0.30%. It appeals to fixed-income investors seeking exposure to affordable housing finance while generating regular income.

OWNS performance versus SPY

Data as of August 19, 2026.

Fund total return is 0.3% over the past 5.1 years, 86.7 points behind SPY at 87.0%. Its deepest 1-year drawdown was 3.0%.

OWNS key facts

Data as of August 19, 2026.

Distribution Safety Score™

100 · Safe

Safety-Adjusted Yield

3.86%

Issuer

Community Capital Management

Asset type

ETF

Asset class

Fixed Income

Inception date

07/27/2021

Expense ratio

0.30%

Distribution rate

3.86%

Distribution frequency

Quarterly

Trailing yield

4.35%

Last close

$17.10

AUM

$105,260,631

Average volume

10836.0

Last dividend

$0.1650

Ex-dividend date

06/30/2026

Payment date

07/01/2026

Beta

1.12

How Dividend Vision calculates yield and returns

Distribution rate (3.86%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (4.35%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. We show a 30-day SEC yield when the fund publishes one. Schwab and other issuers may report a TTM distribution yield or SEC yield on a different date — all can be valid; they are not interchangeable. Fund total return uses split-adjusted close with distributions reinvested from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is what the fund did, not your personal gain/loss. Figures below use Dividend Vision data as of August 19, 2026.

Distribution rate methodology · Distribution Safety Score methodology · SEC yield

Sources and review

Data as of August 19, 2026.

Primary sources: Community Capital Management; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

OWNS risks and drawbacks

OWNS's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 3.0%.

Who may consider OWNS — and who may not

OWNS may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (OWNS pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Frequently asked questions

More funds from Community Capital Management.