OZK Stock — Bank OZK

Bank OZK (OZK)

OZK is a Stock. As of September 3, 2026, its distribution rate is 3.77%, its trailing-12-month yield is 3.71%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Total return is 8726.5% over the past 29.1 years, 7461.7 points ahead of SPY at 1264.8%.

At the current 3.77% distribution rate, a $10,000 investment would generate approximately $377 per year, or $31.42 per month on an equivalent basis. Actual quarterly payments vary.

Bank OZK is a full-service Arkansas state-chartered bank providing retail and commercial banking services, including deposit accounts, real estate and commercial lending, trust and wealth management, and treasury services. The bank distributes dividends quarterly at a current rate in the moderate range. The stock appeals to income investors seeking exposure to regional banking with regular dividend payments.

OZK performance versus SPY

Data as of September 3, 2026.

Total return is 8726.5% over the past 29.1 years, 7461.7 points ahead of SPY at 1264.8%. Its deepest 1-year drawdown was 19.0%.

OZK key facts

Data as of September 3, 2026.

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

3.66%

Asset type

Stock

Asset class

Equity

Inception date

07/17/1997

Distribution rate

3.77%

Distribution frequency

Quarterly

Trailing yield

3.71%

5-year average yield

3.33

Last close

$50.17

Market cap

$5,470,417,295

Average volume

1097850.0

Last dividend

$0.48

Last ex-dividend date

07/13/2026

Last payment date

07/20/2026

Beta

0.881

Payout ratio

0.3074

P/E ratio

8.28

Forward P/E

7.2202

EPS

$6.06

How Dividend Vision calculates yield and returns

Distribution rate (3.77%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (3.71%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. We show a 30-day SEC yield when the fund publishes one. Schwab and other issuers may report a TTM distribution yield or SEC yield on a different date — all can be valid; they are not interchangeable. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss. Figures below use Dividend Vision data as of September 3, 2026.

Distribution rate methodology · Distribution Safety Score methodology · SEC yield

Sources and review

Data as of September 3, 2026.

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

OZK risks and drawbacks

OZK's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 19.0%.

Who may consider OZK — and who may not

OZK may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (OZK pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

Frequently asked questions