PFIS Stock — Peoples Financial Services Corp.

Peoples Financial Services Corp. (PFIS)

Updated October 16, 2026.

PFIS is a Stock. its distribution rate is 3.66%, its trailing-12-month yield is 3.65%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Total return is 737.7% over the past 24.4 years, 288.9 points behind SPY at 1026.6%.

Peoples Financial Services Corp. is a Pennsylvania-based bank holding company that provides commercial and retail banking, lending, and wealth management services across Pennsylvania, New Jersey, and New York through Peoples Security Bank and Trust Company. The company pays quarterly distributions at a modest current distribution rate. This security appeals to income-focused investors seeking exposure to regional banking and financial services.

PFIS performance versus SPY

Price and return data through 2026-10-16.

Total return is 737.7% over the past 24.4 years, 288.9 points behind SPY at 1026.6%. Over the past year its total return — price change plus distributions reinvested — is 57.5%. Its deepest 1-year drawdown was 10.4%.

PFIS key facts

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

3.55%

Asset type

Stock

Asset class

Equity

Inception date

06/05/2002

Distribution rate

3.66%

Distribution frequency

Quarterly

Trailing yield

3.65%

5-year average yield

3.73

Last close

$68.30 (as of 2026-10-16)

Market cap

$683,708,066

Average volume

95372.0

Dividend

$0.625

Ex-dividend date

08/31/2026

Payment date

09/15/2026

Beta

0.735

Payout ratio

43.1%

P/E ratio

12.09

Forward P/E

15.083

EPS

$5.65

How Dividend Vision calculates yield and returns

Distribution rate (3.66%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.65%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Index: Quarterly; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

PFIS risks and drawbacks

PFIS's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 10.4%.

Who may consider PFIS — and who may not

PFIS may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (PFIS pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on PFIS

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Tagged: Financials, Dividend.

Frequently asked questions