PFS Stock — Provident Financial Services, Inc.

Provident Financial Services, Inc. (PFS)

PFS is a Stock. its distribution rate is 4.15%, its trailing-12-month yield is 4.16%. Dividend Vision Distribution Safety Score™ is 99/100 (Safe). Total return is 253.8% over the past 23.7 years, 920.0 points behind SPY at 1173.8%.

At the current 4.15% distribution rate, a $10,000 investment would generate approximately $415 per year, or about $103.75 per quarter if the next payment matches the last regular one.

Provident Financial Services operates as a bank holding company providing retail and commercial banking services, including deposits, loans, wealth management, and insurance products through its subsidiary Provident Bank, primarily serving customers in the United States. The company offers a current distribution rate in the moderate range paid quarterly. This stock appeals to income-focused investors seeking exposure to regional banking and financial services.

PFS performance versus SPY

Price and return data through 2026-09-18.

Total return is 253.8% over the past 23.7 years, 920.0 points behind SPY at 1173.8%. Over the past year its total return — price change plus distributions reinvested — is 18.6%. Its deepest 1-year drawdown was 14.5%.

PFS key facts

Distribution Safety Score™

99 · Safe

Safety-Adjusted Yield

4.11%

Asset type

Stock

Asset class

Equity

Inception date

01/16/2003

Distribution rate

4.15%

Distribution frequency

Quarterly

Trailing yield

4.16%

5-year average yield

4.97

Last close

$23.06 (as of 2026-09-18)

Market cap

$3,007,545,571

Average volume

1941795.0

Last dividend

$0.24

Last ex-dividend date

08/14/2026

Last payment date

08/28/2026

Beta

0.769

Payout ratio

0.4

P/E ratio

9.61

Forward P/E

9.0171

EPS

$2.40

How Dividend Vision calculates yield and returns

Distribution rate (4.15%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (4.16%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

PFS risks and drawbacks

Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 14.5%.

Who may consider PFS — and who may not

PFS may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (PFS pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Frequently asked questions