PFSI Stock — PennyMac Financial Services Inc.

PennyMac Financial Services Inc. (PFSI)

Updated October 16, 2026.

PFSI is a Stock. its distribution rate is 1.99%, its trailing-12-month yield is 1.99%. Dividend Vision Distribution Safety Score™ is 64/100 (Generally safe). Total return is 251.5% over the past 13.4 years, 237.4 points behind SPY at 488.9%.

PennyMac Financial Services is a mortgage banking company that originates, acquires, and sells residential mortgage loans through correspondent, consumer direct, and broker channels, while also servicing loans through payment collection, borrower assistance, and default management. The company offers a modest current distribution rate paid quarterly. This security may appeal to income investors seeking exposure to the mortgage banking sector.

PFSI performance versus SPY

Price and return data through 2026-10-16.

Total return is 251.5% over the past 13.4 years, 237.4 points behind SPY at 488.9%. Over the past year its total return — price change plus distributions reinvested — is -48.0%. Its deepest 1-year drawdown was 63.4%.

PFSI key facts

Distribution Safety Score™

64 · Generally safe

Safety-Adjusted Yield

1.27%

Asset type

Stock

Asset class

Equity

Inception date

05/09/2013

Distribution rate

1.99%

Distribution frequency

Quarterly

Trailing yield

1.99%

5-year average yield

1.15

Last close

$60.32 (as of 2026-10-16)

Market cap

$3,133,718,823

Average volume

684670.0

Dividend

$0.30

Ex-dividend date

08/17/2026

Payment date

08/27/2026

Beta

1.449

Payout ratio

13.4%

P/E ratio

8.3

Forward P/E

8.9526

EPS

$7.27

How Dividend Vision calculates yield and returns

Distribution rate (1.99%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.99%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

PFSI risks and drawbacks

PFSI's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 63.4%.

Who may consider PFSI — and who may not

It is a weaker fit for investors who need monthly cash flow (PFSI pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on PFSI

• All tickers starting with P

Tagged: Financials, Dividend.

Frequently asked questions