PGY Stock — Pagaya Technologies Ltd.

Pagaya Technologies Ltd. (PGY)

Updated October 16, 2026.

PGY is a Stock. Total return is -85.6% over the past 5.5 years, 183.0 points behind SPY at 97.4%.

Pagaya Technologies is a financial technology company that uses artificial intelligence and data science to serve banks, fintech firms, and other lenders across the United States, Israel, and the Cayman Islands. Its products include Decline Monetization, which redirects rejected loan applications to alternative lenders; Dual Look, for concurrent loan assessment; and several customer acquisition and transaction-acceleration tools that help financial institutions originate and manage loans. The company does not currently have an established distribution schedule.

PGY performance versus SPY

Price and return data through 2026-10-16.

Total return is -85.6% over the past 5.5 years, 183.0 points behind SPY at 97.4%. Over the past year its total return — price change plus distributions reinvested — is -37.8%. Its deepest 1-year drawdown was 64.0%.

PGY key facts

Asset type

Stock

Asset class

Equity

Inception date

04/21/2021

Distribution frequency

None

Last close

$17.23 (as of 2026-10-16)

Market cap

$1,242,925,093

Average volume

2306630.0

Beta

5.519

Payout ratio

0.0%

P/E ratio

13.25

Forward P/E

4.415

EPS

$1.30

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

PGY risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 64.0%.

Who may consider PGY — and who may not

It is a weaker fit for investors who need monthly cash flow (PGY does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on PGY

• All tickers starting with P

Tagged: Technology.

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