PRAA Stock — PRA Group Inc

PRA Group Inc (PRAA)

Updated October 16, 2026.

PRAA is a Stock. Total return is 283.5% over the past 23.9 years, 933.1 points behind SPY at 1216.6%.

PRA Group is a financial services company that purchases and collects nonperforming loan portfolios across the United States, Europe, the United Kingdom, South America, Canada, and Australia, while also providing fee-based services for class action claims recoveries. The company does not currently distribute to shareholders; it previously made distributions but has ceased regular payouts, though it made a special one-time distribution recently that should not be relied upon to recur. This business appeals primarily to investors seeking capital appreciation rather than current income, as the company retains earnings for debt reduction and portfolio growth.

PRAA performance versus SPY

Price and return data through 2026-10-16.

Total return is 283.5% over the past 23.9 years, 933.1 points behind SPY at 1216.6%. Over the past year its total return — price change plus distributions reinvested — is 45.5%. Its deepest 1-year drawdown was 42.3%.

PRAA key facts

Asset type

Stock

Asset class

Equity

Inception date

11/08/2002

Distribution frequency

None

Last close

$19.39 (as of 2026-10-16)

Market cap

$729,994,836

Average volume

1013453.0

Ex-dividend date

05/07/2007

Payment date

06/08/2007

Beta

1.134

Payout ratio

0.0%

Forward P/E

11.5741

EPS

$-6.78

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

PRAA risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 42.3%.

Who may consider PRAA — and who may not

It is a weaker fit for investors who need monthly cash flow (PRAA does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on PRAA

• All tickers starting with P

Tagged: Financials, Dividend.

Frequently asked questions