PYPL Stock — PayPal Holdings Inc.

PayPal Holdings Inc. (PYPL)

Updated October 16, 2026.

PYPL is a Stock. its distribution rate is 0.99%, its trailing-12-month yield is 0.99%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 56.2% over the past 11.3 years, 287.8 points behind SPY at 344.0%.

PayPal Holdings operates a digital payments platform that connects merchants and consumers globally, enabling transactions, fund transfers, and payments through multiple channels—online, in-person, and via various funding sources including bank accounts, cards, and cryptocurrencies—under brands including PayPal, Venmo, Braintree, and Xoom. The company pays a modest distribution rate on a quarterly basis. The stock may appeal to investors seeking exposure to digital payments infrastructure combined with current income.

PYPL performance versus SPY

Price and return data through 2026-10-16.

Total return is 56.2% over the past 11.3 years, 287.8 points behind SPY at 344.0%. Over the past year its total return — price change plus distributions reinvested — is -13.2%. Its deepest 1-year drawdown was 46.4%.

PYPL key facts

Distribution Safety Score™

50 · Unproven

Asset type

Stock

Asset class

Equity

Inception date

07/06/2015

Distribution rate

0.99%

Distribution frequency

Quarterly

Trailing yield

0.99%

Last close

$56.70 (as of 2026-10-16)

Market cap

$48,875,400,000

Average volume

10983638.0

Dividend

$0.14

Ex-dividend date

09/04/2026

Payment date

09/25/2026

Beta

1.28

Payout ratio

10.6%

P/E ratio

10.72

Forward P/E

9.0662

EPS

$5.29

How Dividend Vision calculates yield and returns

Distribution rate (0.99%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (0.99%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

PYPL risks and drawbacks

PYPL's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 46.4%.

Who may consider PYPL — and who may not

It is a weaker fit for investors who need monthly cash flow (PYPL pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on PYPL

• ETFs holding PYPL
• All tickers starting with P

Tagged: Dividend.

Compare PYPL

PYPL vs similar funds:

• PYPL vs PYPY

Frequently asked questions