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Dividend Vision

QFIN — Qfin Holdings, Inc.

Qfin Holdings, Inc. (QFIN)

QFIN pays a 11.62% distribution rate, semi-annual. Its Distribution Safety Score™ is 36 (Elevated risk), giving a Safety-Adjusted Yield of 4.18%. Total return is -3.5% over the past 7.7 years, 238.6 points behind SPY at 235.1%. Its deepest 1-year drawdown was 63.6%.

Qfin Holdings is an AI-driven credit-technology company operating in China that connects borrowers with financial institutions through its Qifu Jietiao platform, providing credit assessment, loan matching, and post-facilitation services to financial institutions, consumers, and small businesses. The company distributes cash to shareholders on a semi-annual basis at a high current distribution rate. The stock appeals to income-focused investors seeking exposure to China's fintech sector.

QFIN key facts

Distribution Safety Score™
36 · Elevated risk
Safety-Adjusted Yield
4.18%
Asset type
Stock
Asset class
Equity
Inception date
12/14/2018
Distribution rate
11.62%
Distribution frequency
Semi-Annual
Trailing yield
12.55%
Last close
$12.27
Market cap
$1,493,895,680
Average volume
1626200.0
Last dividend
$0.7800
Ex-dividend date
04/22/2026
Payment date
05/14/2026
Beta
0.623
Payout ratio
0.0559
P/E ratio
2.1451
Forward P/E
3.2712
EPS
$5.72