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Dividend Vision

RCETX — American Funds 2030 Target Date Retirement Fund® Class R-3

American Funds 2030 Target Date Retirement Fund® Class R-3 (RCETX)

RCETX pays a 0.01% distribution rate, on a 0.97% expense ratio. Its Distribution Safety Score™ is 70 (Generally safe), giving a Safety-Adjusted Yield of 0.01%. Total return is 269.8% over the past 19.5 years, 394.2 points behind SPY at 664.0%. Its deepest 1-year drawdown was 6.1%.

American Funds 2030 Target Date Retirement Fund Class R-3 is a mutual fund that invests across a diversified mix of American Funds—including growth, equity-income, balanced, and fixed income funds—with asset allocation gradually shifting toward fixed income and more conservative strategies as the target date approaches. The fund carries a current distribution rate in the low single digits and an expense ratio of 0.97%, with distributions paid on an irregular schedule. It appeals to retirement-focused investors seeking a simple, diversified portfolio that automatically becomes more conservative over time.

RCETX key facts

Distribution Safety Score™
70 · Generally safe
Safety-Adjusted Yield
0.01%
Issuer
Capital Group
Asset type
Mutual Fund
Asset class
Equity
Expense ratio
0.97%
Distribution rate
0.01%
Trailing yield
5.68%
Last close
$19.73
AUM
$19,099,955,200
Average volume
0.0
Last dividend
$1.1210
Ex-dividend date
12/24/2025
Beta
0.88
P/E ratio
23.8235