RDETX Mutual Fund — American Funds 2030 Trgt Date Retire R-4

American Funds 2030 Trgt Date Retire R-4 (RDETX)

Updated October 16, 2026.

RDETX is a Mutual Fund. its distribution rate is 1.65%, its trailing-12-month yield is 6.02%, its expense ratio is 0.68%. Dividend Vision Distribution Safety Score™ is 94/100 (Safe). Total return is 283.2% over the past 19.6 years, 369.8 points behind SPY at 653.0%.

American Funds 2030 Target Date Retire R-4 is a mutual fund that invests in a diversified mix of other American Funds spanning growth, equity-income, balanced, and fixed-income strategies, gradually shifting toward greater fixed-income exposure as it approaches and passes its 2030 target retirement date. The fund carries a current distribution rate in the low single digits with an expense ratio of 0.68%. It appeals to investors seeking a hands-off, professionally managed approach to retirement planning with a specific target year in mind.

RDETX performance versus SPY

Price and return data through 2026-10-16.

Total return is 283.2% over the past 19.6 years, 369.8 points behind SPY at 653.0%. Over the past year its total return — price change plus distributions reinvested — is 6.6%. Its deepest 1-year drawdown was 6.1%.

RDETX key facts

Distribution Safety Score™

94 · Safe

Safety-Adjusted Yield

1.55%

Issuer

Capital Group

Asset type

Mutual Fund

Asset class

Equity

Expense ratio

0.68%

Distribution rate

1.65%

Distribution frequency

Annual

Trailing yield

6.02%

Last close

$19.51 (as of 2026-10-16)

NAV

$18.85 as of 2026-09-30; source eodhd (stale)

Premium / discount

N/A (price 2026-10-16, NAV 2026-09-30) (NAV stale)

AUM

$19,099,955,200

Average volume

0.0

Dividend

$1.175

Ex-dividend date

12/24/2025

Beta

0.88

How Dividend Vision calculates yield and returns

Distribution rate (1.65%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (6.02%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Capital Group or company page; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

RDETX risks and drawbacks

RDETX's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are annual, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 6.1%.

Who may consider RDETX — and who may not

RDETX may suit someone looking for a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (RDETX pays annual); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Tagged: Mutual Fund.

Frequently asked questions

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