RMBI Stock — Richmond Mutual Bancorporation Inc

Richmond Mutual Bancorporation Inc (RMBI)

Updated October 16, 2026.

RMBI is a Stock. its distribution rate is 3.91%, its trailing-12-month yield is 3.91%. Dividend Vision Distribution Safety Score™ is 95/100 (Safe). Total return is 46.0% over the past 7.3 years, 139.9 points behind SPY at 185.9%.

Richmond Mutual Bancorporation is a bank holding company headquartered in Indiana that operates First Bank Richmond, providing deposit products, commercial and residential lending, lease financing, and fee-based financial services including trust administration and investment management. The company distributes dividends quarterly at a modest current rate. This security appeals to income-focused investors seeking exposure to regional banking operations.

RMBI performance versus SPY

Price and return data through 2026-10-16.

Total return is 46.0% over the past 7.3 years, 139.9 points behind SPY at 185.9%. Over the past year its total return — price change plus distributions reinvested — is 21.0%. Its deepest 1-year drawdown was 11.4%.

RMBI key facts

Distribution Safety Score™

95 · Safe

Safety-Adjusted Yield

3.71%

Asset type

Stock

Asset class

Equity

Inception date

07/02/2019

Distribution rate

3.91%

Distribution frequency

Quarterly

Trailing yield

3.91%

5-year average yield

3.41

Last close

$15.34 (as of 2026-10-16)

Market cap

$246,017,444

Average volume

31175.0

Dividend

$0.15

Ex-dividend date

09/03/2026

Payment date

09/17/2026

Beta

0.335

Payout ratio

49.6%

P/E ratio

12.68

EPS

$1.21

How Dividend Vision calculates yield and returns

Distribution rate (3.91%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.91%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

RMBI risks and drawbacks

RMBI's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 11.4%.

Who may consider RMBI — and who may not

RMBI may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (RMBI pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Tagged: Financials, Dividend.

Frequently asked questions