SAFT Stock — Safety Insurance Group Inc

Safety Insurance Group Inc (SAFT)

Updated October 16, 2026.

SAFT is a Stock. its distribution rate is 3.54%, its trailing-12-month yield is 3.54%. Dividend Vision Distribution Safety Score™ is 94/100 (Safe). Total return is 1986.9% over the past 23.9 years, 823.5 points ahead of SPY at 1163.4%.

Safety Insurance Group is a property and casualty insurance company operating in Massachusetts, offering private passenger and commercial automobile insurance, homeowners coverage, business owners policies, and related products like personal umbrella and watercraft insurance through independent agents. The company distributes quarterly dividends at a modest current rate. This security may appeal to income investors seeking exposure to the regional insurance sector.

SAFT performance versus SPY

Price and return data through 2026-10-16.

Total return is 1986.9% over the past 23.9 years, 823.5 points ahead of SPY at 1163.4%. Over the past year its total return — price change plus distributions reinvested — is 59.6%. Its deepest 1-year drawdown was 13.0%.

SAFT key facts

Distribution Safety Score™

94 · Safe

Safety-Adjusted Yield

3.33%

Asset type

Stock

Asset class

Equity

Inception date

11/22/2002

Distribution rate

3.54%

Distribution frequency

Quarterly

Trailing yield

3.54%

5-year average yield

4.49

Last close

$104.03 (as of 2026-10-16)

Market cap

$1,527,210,542

Average volume

57203.0

Dividend

$0.92

Ex-dividend date

09/01/2026

Payment date

09/15/2026

Beta

0.165

Payout ratio

81.3%

P/E ratio

22.32

Forward P/E

17.1233

EPS

$4.66

How Dividend Vision calculates yield and returns

Distribution rate (3.54%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.54%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SAFT risks and drawbacks

SAFT's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 13.0%.

Who may consider SAFT — and who may not

SAFT may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (SAFT pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

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Tagged: Financials, Dividend.

Frequently asked questions