SCHR ETF — Schwab Intermediate-Term U.S. Treasury ETF

Schwab Intermediate-Term U.S. Treasury ETF (SCHR)

Updated October 2, 2026.

SCHR is a low-cost ETF that tracks the Bloomberg US Treasury 3-10 Year Index. its distribution rate is 4.14%, its trailing-12-month yield is 4.10%, its expense ratio is 0.03%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Total return is 30.7% over the past 16.2 years, 781.1 points behind SPY at 811.8%.

At the current 4.14% distribution rate, a $10,000 investment would generate approximately $414 per year, or $34.50 per month.

Schwab Intermediate-Term U.S. Treasury ETF tracks the Bloomberg US Treasury 3-10 Year Index, holding U.S. Treasury securities with maturities between three and ten years. The fund offers a moderate current distribution rate paid monthly, with an expense ratio of 0.03%. It appeals to income-focused investors seeking broad exposure to intermediate-term government debt with minimal fees.

SCHR performance versus SPY

Price and return data through 2026-10-02.

Total return is 30.7% over the past 16.2 years, 781.1 points behind SPY at 811.8%. Over the past year its total return — price change plus distributions reinvested — is -2.5%. Its deepest 1-year drawdown was 4.8%.

SCHR key facts

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

4.02%

Issuer

Schwab

Asset type

ETF

Asset class

Fixed Income

Inception date

08/05/2010

Expense ratio

0.03%

Distribution rate

4.14%

Distribution frequency

Monthly

Trailing yield

4.10%

Last close

$23.64 (as of 2026-10-02)

AUM

$13,155,847,619

Market cap

$1,957,139,968

Average volume

5456700.0

Next dividend

$0.0816

Last ex-dividend date

10/01/2026

Next payment date

10/07/2026 (as of 2026-10-07)

Beta

0.78

How Dividend Vision calculates yield and returns

Distribution rate (4.14%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (4.10%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Schwab or company page; Index: Bloomberg US Treasury 3-10 Year Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SCHR risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 4.8%.

Who may consider SCHR — and who may not

SCHR may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Frequently asked questions

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