SCHX ETF — Schwab U.S. Large-Cap ETF

Schwab U.S. Large-Cap ETF (SCHX)

Updated October 2, 2026.

SCHX is a low-cost ETF that tracks the Dow Jones U.S. Large-Cap Total Stock Market Index. its distribution rate is 0.99%, its trailing-12-month yield is 1.03%, its expense ratio is 0.03%. Dividend Vision Distribution Safety Score™ is 100/100 (Safe). Total return is 893.2% over the past 16.9 years, 0.0 points ahead of SPY at 893.2%.

Schwab U.S. Large-Cap ETF is a passively managed fund that tracks the Dow Jones U.S. Large-Cap Total Stock Market Index, providing broad exposure to the approximately 750 largest publicly traded U.S. companies weighted by market capitalization. The fund carries a modest current distribution rate with quarterly distributions and an exceptionally low expense ratio, reflecting its index-tracking strategy. This fund appeals primarily to buy-and-hold equity investors seeking low-cost, diversified exposure to large-cap U.S. stocks.

SCHX performance versus SPY

Price and return data through 2026-10-02.

Total return is 893.2% over the past 16.9 years, 0.0 points ahead of SPY at 893.2%. Over the past year its total return — price change plus distributions reinvested — is 15.7%. Its deepest 1-year drawdown was 9.0%.

SCHX key facts

Distribution Safety Score™

100 · Safe

Safety-Adjusted Yield

0.99%

Issuer

Schwab

Asset type

ETF

Asset class

Equity

Inception date

11/03/2009

Expense ratio

0.03%

Distribution rate

0.99%

Distribution frequency

Quarterly

Trailing yield

1.03%

Last close

$30.32 (as of 2026-10-02)

AUM

$74,701,291,169

Average volume

13421200.0

Last dividend

$0.082

Last ex-dividend date

09/23/2026

Last payment date

09/28/2026 (as of 2026-09-28)

Beta

1.02

P/E ratio

24.8375

How Dividend Vision calculates yield and returns

Distribution rate (0.99%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (1.03%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Schwab or company page; Fact sheet; Index: Dow Jones U.S. Large-Cap Total Stock Market Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SCHX risks and drawbacks

SCHX's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 9.0%.

Who may consider SCHX — and who may not

SCHX may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (SCHX pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

Frequently asked questions

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