SFBC Stock — Sound Financial Bancorp Inc

Sound Financial Bancorp Inc (SFBC)

Updated October 16, 2026.

SFBC is a Stock. its distribution rate is 1.95%, its trailing-12-month yield is 1.90%. Dividend Vision Distribution Safety Score™ is 94/100 (Safe). Total return is 442.8% over the past 18.8 years, 222.5 points behind SPY at 665.3%.

Sound Financial Bancorp is a bank holding company that operates Sound Community Bank, providing deposit products and various loan services to consumers and businesses in its markets, including mortgages, home equity loans, commercial real estate financing, and consumer lending. The company offers a modest current distribution rate and pays distributions quarterly. It may appeal to income-focused investors seeking dividend exposure in the regional banking sector.

SFBC performance versus SPY

Price and return data through 2026-10-16.

Total return is 442.8% over the past 18.8 years, 222.5 points behind SPY at 665.3%. Over the past year its total return — price change plus distributions reinvested — is -1.4%. Its deepest 1-year drawdown was 13.2%.

SFBC key facts

Distribution Safety Score™

94 · Safe

Safety-Adjusted Yield

1.83%

Asset type

Stock

Asset class

Equity

Inception date

01/09/2008

Distribution rate

1.95%

Distribution frequency

Quarterly

Trailing yield

1.90%

5-year average yield

1.71

Last close

$43.17 (as of 2026-10-16)

Market cap

$110,862,416

Average volume

2049.0

Dividend

$0.21

Ex-dividend date

08/07/2026

Payment date

08/21/2026

Beta

0.022

Payout ratio

26.3%

P/E ratio

13.66

EPS

$3.16

How Dividend Vision calculates yield and returns

Distribution rate (1.95%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.90%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SFBC risks and drawbacks

SFBC's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 13.2%.

Who may consider SFBC — and who may not

SFBC may suit someone looking for a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (SFBC pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on SFBC

• All tickers starting with S

Tagged: Financials, Dividend.

Frequently asked questions