SHBI Stock — Shore Bancshares Inc

Shore Bancshares Inc (SHBI)

Updated October 16, 2026.

SHBI is a Stock. its distribution rate is 2.48%, its trailing-12-month yield is 2.31%. Dividend Vision Distribution Safety Score™ is 94/100 (Safe). Total return is 296.4% over the past 25.5 years, 655.6 points behind SPY at 952.0%.

Shore Bancshares is a bank holding company that operates Shore United Bank, providing consumer and commercial banking services including deposit accounts, loans, wealth management, and treasury services to individuals and businesses across the United States. The company pays a modest current distribution rate on a quarterly basis. Shore Bancshares may appeal to income-focused investors seeking exposure to regional banking and steady dividend income.

SHBI performance versus SPY

Price and return data through 2026-10-16.

Total return is 296.4% over the past 25.5 years, 655.6 points behind SPY at 952.0%. Over the past year its total return — price change plus distributions reinvested — is 52.3%. Its deepest 1-year drawdown was 13.7%.

SHBI key facts

Distribution Safety Score™

94 · Safe

Safety-Adjusted Yield

2.33%

Asset type

Stock

Asset class

Equity

Inception date

04/09/2001

Distribution rate

2.48%

Distribution frequency

Quarterly

Trailing yield

2.31%

5-year average yield

2.95

Last close

$22.55 (as of 2026-10-16)

Market cap

$752,544,824

Average volume

289494.0

Dividend

$0.14

Ex-dividend date

09/02/2026

Payment date

09/16/2026

Beta

0.819

Payout ratio

25.7%

P/E ratio

11.45

Forward P/E

10.0908

EPS

$1.97

How Dividend Vision calculates yield and returns

Distribution rate (2.48%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (2.31%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SHBI risks and drawbacks

SHBI's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 13.7%.

Who may consider SHBI — and who may not

SHBI may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (SHBI pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Tagged: Financials, Dividend.

Frequently asked questions