SRBK Stock — SR Bancorp, Inc. Common stock

SR Bancorp, Inc. Common stock (SRBK)

Updated October 16, 2026.

SRBK is a Stock. its distribution rate is 1.30%, its trailing-12-month yield is 1.19%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 103.7% over the past 3.1 years, 23.3 points ahead of SPY at 80.4%.

SR Bancorp, Inc. is a New Jersey-based bank holding company that operates Somerset Regal Bank, providing retail and commercial banking services including deposits, mortgages, commercial real estate and business loans, and consumer lending to individuals and businesses across six counties in northern New Jersey. The company distributes dividends quarterly at a modest current distribution rate. This security appeals to investors seeking income and exposure to regional banking operations.

SRBK performance versus SPY

Price and return data through 2026-10-16.

Total return is 103.7% over the past 3.1 years, 23.3 points ahead of SPY at 80.4%. Over the past year its total return — price change plus distributions reinvested — is 28.7%. Its deepest 1-year drawdown was 11.7%.

SRBK key facts

Distribution Safety Score™

50 · Unproven

Asset type

Stock

Asset class

Equity

Inception date

09/20/2023

Distribution rate

1.30%

Distribution frequency

Quarterly

Trailing yield

1.19%

Last close

$18.46 (as of 2026-10-16)

Market cap

$134,829,496

Average volume

30880.0

Dividend

$0.06

Ex-dividend date

09/30/2026

Payment date

10/15/2026

Beta

0.587

Payout ratio

55.4%

P/E ratio

41.95

Forward P/E

22.6829

EPS

$0.44

How Dividend Vision calculates yield and returns

Distribution rate (1.30%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.19%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SRBK risks and drawbacks

SRBK's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 11.7%.

Who may consider SRBK — and who may not

It is a weaker fit for investors who need monthly cash flow (SRBK pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on SRBK

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Tagged: Financials, Dividend.

Frequently asked questions