SWISX Mutual Fund — Schwab International Index Fund

Schwab International Index Fund (SWISX)

Updated October 16, 2026.

SWISX is a low-cost Mutual Fund. its distribution rate is 3.30%, its trailing-12-month yield is 3.24%, its expense ratio is 0.06%. Dividend Vision Distribution Safety Score™ is 87/100 (Safe). Total return is 394.1% over the past 29.2 years, 885.6 points behind SPY at 1279.7%.

Schwab International Index Fund is a mutual fund that tracks international equity markets by investing at least eighty percent of its net assets in stocks from developed and emerging markets outside the United States. The fund carries a very low expense ratio and generates a modest current distribution rate paid annually. It appeals to long-term investors seeking broad international equity exposure with minimal costs.

SWISX performance versus SPY

Price and return data through 2026-10-16.

Total return is 394.1% over the past 29.2 years, 885.6 points behind SPY at 1279.7%. Over the past year its total return — price change plus distributions reinvested — is 13.8%. Its deepest 1-year drawdown was 11.4%.

SWISX key facts

Distribution Safety Score™

87 · Safe

Safety-Adjusted Yield

2.87%

Issuer

Schwab

Asset type

Mutual Fund

Asset class

Equity

Inception date

05/19/1997

Expense ratio

0.06%

Distribution rate

3.30%

Distribution frequency

Annual

Trailing yield

3.24%

Last close

$31.51 (as of 2026-10-16)

NAV

$32.17 as of 2026-09-30; source eodhd (stale)

Premium / discount

N/A (price 2026-10-16, NAV 2026-09-30) (NAV stale)

AUM

$14,626,780,000

Average volume

0.0

Dividend

$1.02

Ex-dividend date

12/19/2025

Payment date

12/19/2025

Beta

0.87

How Dividend Vision calculates yield and returns

Distribution rate (3.30%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.24%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Schwab; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SWISX risks and drawbacks

SWISX's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are annual, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 11.4%.

Who may consider SWISX — and who may not

SWISX may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (SWISX pays annual); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Frequently asked questions

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