TOST Stock — Toast Inc.

Toast Inc. (TOST)

Updated October 16, 2026.

TOST is a Stock. Total return is -49.4% over the past 5.1 years, 135.8 points behind SPY at 86.4%.

Toast, Inc. operates a cloud-based software platform serving the restaurant industry, offering point-of-sale systems, kitchen management tools, online ordering capabilities, payroll and inventory management, payment processing, and hardware solutions across the United States and internationally. The company does not currently distribute dividends to shareholders. Toast is suited for growth-oriented investors seeking exposure to restaurant technology and software-as-a-service businesses, rather than those focused on generating current income.

TOST performance versus SPY

Price and return data through 2026-10-16.

Total return is -49.4% over the past 5.1 years, 135.8 points behind SPY at 86.4%. Over the past year its total return — price change plus distributions reinvested — is -15.4%. Its deepest 1-year drawdown was 42.8%.

TOST key facts

Asset type

Stock

Asset class

Equity

Inception date

09/22/2021

Distribution frequency

None

Last close

$31.62 (as of 2026-10-16)

Market cap

$16,252,680,000

Average volume

8844813.0

Beta

1.744

Payout ratio

0.0%

P/E ratio

40.03

Forward P/E

17.6367

EPS

$0.79

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

TOST risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 42.8%.

Who may consider TOST — and who may not

It is a weaker fit for investors who need monthly cash flow (TOST does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on TOST

• All tickers starting with T

Tagged: Technology.

Frequently asked questions