TRUP Stock — Trupanion Inc

Trupanion Inc (TRUP)

Updated October 16, 2026.

TRUP is a Stock. Total return is 146.7% over the past 12.2 years, 226.6 points behind SPY at 373.3%.

Trupanion, Inc. provides subscription-based medical insurance for cats and dogs in the United States, Canada, and Continental Europe, serving pet owners and veterinarians through its Subscription Business and Other Business segments. The company does not currently have an established distribution schedule. This operating company appeals to investors interested in the pet care and insurance sectors rather than those seeking regular dividend income.

TRUP performance versus SPY

Price and return data through 2026-10-16.

Total return is 146.7% over the past 12.2 years, 226.6 points behind SPY at 373.3%. Over the past year its total return — price change plus distributions reinvested — is -33.8%. Its deepest 1-year drawdown was 51.2%.

TRUP key facts

Asset type

Stock

Asset class

Equity

Inception date

07/18/2014

Distribution frequency

None

Last close

$28.12 (as of 2026-10-16)

Market cap

$1,226,607,673

Average volume

353270.0

Beta

1.452

Payout ratio

0.0%

P/E ratio

53.06

Forward P/E

1428.5714

EPS

$0.53

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

TRUP risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 51.2%.

Who may consider TRUP — and who may not

It is a weaker fit for investors who need monthly cash flow (TRUP does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on TRUP

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Tagged: Financials.

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