UNTY Stock — Unity Bancorp Inc

Unity Bancorp Inc (UNTY)

Updated October 16, 2026.

UNTY is a Stock. its distribution rate is 1.13%, its trailing-12-month yield is 1.13%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Its deepest 1-year drawdown was 12.3%.

Unity Bancorp is a bank holding company that operates Unity Bank, offering commercial and retail banking services including deposit accounts, commercial and consumer lending, mortgages, credit and debit cards, and digital banking services. The company distributes quarterly payments at a modest current distribution rate, though the latest distribution was a special or one-time payout that may not recur. This security appeals to income-focused investors seeking exposure to regional banking operations.

UNTY performance

Returns are updating. UNTY's total return appears here after the next nightly update.

Its deepest 1-year drawdown was 12.3%.

UNTY key facts

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

1.10%

Asset type

Stock

Asset class

Equity

Inception date

11/21/1995

Distribution rate

1.13%

Distribution frequency

Quarterly

Trailing yield

1.13%

5-year average yield

1.37

Last close

$56.40 (as of 2026-10-16)

Market cap

$566,401,399

Average volume

71972.0

Dividend

$0.17

Ex-dividend date

09/03/2026

Payment date

09/17/2026

Beta

0.654

Payout ratio

11.1%

P/E ratio

9.81

Forward P/E

8.3893

EPS

$5.75

How Dividend Vision calculates yield and returns

Distribution rate (1.13%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.13%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

UNTY risks and drawbacks

UNTY's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 12.3%.

Who may consider UNTY — and who may not

UNTY may suit someone looking for a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (UNTY pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on UNTY

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Tagged: Financials, Dividend.

Frequently asked questions