USIO Stock — Usio Inc

Usio Inc (USIO)

Updated October 16, 2026.

USIO is a Stock. Total return is -93.7% over the past 27.9 years, 1046.5 points behind SPY at 952.8%.

Usio provides integrated electronic payment processing services to merchants and businesses, offering ACH processing, credit and debit card transaction processing, prepaid card issuance, and related services such as electronic bill presentment and document handling across various industry verticals. The company does not currently have an established distribution frequency, so it does not provide regular income to shareholders. This security may appeal to investors seeking exposure to the payments processing industry rather than those focused on dividend income.

USIO performance versus SPY

Price and return data through 2026-10-16.

Total return is -93.7% over the past 27.9 years, 1046.5 points behind SPY at 952.8%. Over the past year its total return — price change plus distributions reinvested — is 102.9%. Its deepest 1-year drawdown was 30.2%.

USIO key facts

Asset type

Stock

Asset class

Equity

Inception date

12/01/1998

Distribution frequency

None

Last close

$2.82 (as of 2026-10-16)

Market cap

$80,357,067

Average volume

130989.0

Beta

1.36

Payout ratio

0.0%

Forward P/E

151.5152

EPS

$-0.06

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

USIO risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 30.2%.

Who may consider USIO — and who may not

It is a weaker fit for investors who need monthly cash flow (USIO does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Frequently asked questions