UWMC Stock — UWM Holdings Corporation

UWM Holdings Corporation (UWMC)

Updated October 16, 2026.

UWMC is a Stock. its distribution rate is 38.10%, its trailing-12-month yield is 28.57%. Dividend Vision Distribution Safety Score™ is 20/100 (Elevated risk). Total return is -82.6% over the past 6.6 years, 325.8 points behind SPY at 243.2%.

UWM Holdings Corporation originates, sells, and services residential mortgage loans in the United States, primarily through its wholesale channel and focusing on conforming and government loans. The company currently offers a very high distribution rate paid quarterly. This security appeals to income-focused investors seeking exposure to the mortgage lending sector, though the high distribution rate reflects the cyclical nature of the business and should be evaluated in context of market conditions.

UWMC performance versus SPY

Price and return data through 2026-10-16.

Total return is -82.6% over the past 6.6 years, 325.8 points behind SPY at 243.2%. Over the past year its total return — price change plus distributions reinvested — is -78.2%. Its deepest 1-year drawdown was 82.2%.

UWMC key facts

Distribution Safety Score™

20 · Elevated risk

Safety-Adjusted Yield

7.62%

Asset type

Stock

Asset class

Equity

Inception date

03/24/2020

Distribution rate

38.10%

Distribution frequency

Quarterly

Trailing yield

28.57%

5-year average yield

6.61

Last close

$1.05 (as of 2026-10-16)

Market cap

$362,353,822

Average volume

10990513.0

Dividend

$0.10

Ex-dividend date

06/18/2026

Payment date

07/09/2026

Beta

1.867

Payout ratio

148.2%

Forward P/E

3.1279

EPS

$-0.11

How Dividend Vision calculates yield and returns

Distribution rate (38.10%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (28.57%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

UWMC risks and drawbacks

Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 82.2%.

Who may consider UWMC — and who may not

It is a weaker fit for investors who need monthly cash flow (UWMC pays quarterly); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on UWMC

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Tagged: Financials, Dividend.

Frequently asked questions