VEL Stock — Velocity Financial Llc

Velocity Financial Llc (VEL)

Updated October 16, 2026.

VEL is a Stock. Total return is 8.9% over the past 6.7 years, 144.0 points behind SPY at 152.9%.

Velocity Financial is a real estate finance company that originates, securitizes, and manages a portfolio of loans secured by commercial and residential properties, including investor loans on rental properties, office properties, and multi-family and mixed-use developments. The company distributes through a network of independent mortgage brokers and direct borrower relationships. Its current distribution status is not established.

VEL performance versus SPY

Price and return data through 2026-10-16.

Total return is 8.9% over the past 6.7 years, 144.0 points behind SPY at 152.9%. Over the past year its total return — price change plus distributions reinvested — is -18.7%. Its deepest 1-year drawdown was 30.0%.

VEL key facts

Asset type

Stock

Asset class

Equity

Inception date

01/17/2020

Distribution frequency

None

Last close

$14.71 (as of 2026-10-16)

Market cap

$580,772,232

Average volume

185317.0

Beta

0.749

Payout ratio

0.0%

P/E ratio

5.35

Forward P/E

4.8824

EPS

$2.75

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

VEL risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 30.0%.

Who may consider VEL — and who may not

It is a weaker fit for investors who need monthly cash flow (VEL does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on VEL

• All tickers starting with V

Tagged: Financials.

Frequently asked questions