XHB ETF — SPDR S&P Homebuilders ETF

SPDR S&P Homebuilders ETF (XHB)

Updated October 16, 2026.

XHB is an ETF that tracks the S&P Homebuilders Select Industry Index. its distribution rate is 0.67%, its trailing-12-month yield is 1.23%, its expense ratio is 0.35%. Dividend Vision Distribution Safety Score™ is 81/100 (Safe). Total return is 158.2% over the past 20.7 years, 622.0 points behind SPY at 780.2%.

SPDR S&P Homebuilders ETF is an equity ETF that tracks the S&P Homebuilders Select Industry Index, holding substantially all of the index constituents to replicate the performance of publicly traded homebuilders. The fund carries a modest current distribution rate with quarterly distribution frequency and a low expense ratio of 0.35%; note that the latest distribution was special and may not recur. This ETF appeals to investors seeking broad exposure to the homebuilding sector through a passively managed, index-tracking vehicle.

XHB performance versus SPY

Price and return data through 2026-10-16.

Total return is 158.2% over the past 20.7 years, 622.0 points behind SPY at 780.2%. Over the past year its total return — price change plus distributions reinvested — is -10.3%. Its deepest 1-year drawdown was 22.7%.

XHB key facts

Distribution Safety Score™

81 · Safe

Safety-Adjusted Yield

0.54%

Issuer

State Street

Asset type

ETF

Asset class

Equity

Inception date

01/31/2006

Expense ratio

0.35%

Distribution rate

0.67%

Distribution frequency

Quarterly

Trailing yield

1.23%

Last close

$94.91 (as of 2026-10-16)

AUM

$1,485,408,266

Average volume

4378200.0

Dividend

$0.536

Ex-dividend date

09/21/2026

Payment date

09/23/2026

Beta

1.48

How Dividend Vision calculates yield and returns

Distribution rate (0.67%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.23%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: State Street; Index: S&P Homebuilders Select Industry Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

XHB risks and drawbacks

XHB's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 22.7%.

Who may consider XHB — and who may not

XHB may suit someone looking for a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (XHB pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Frequently asked questions

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