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XLM-USD Crypto — Stellar Lumens
Stellar Lumens (XLM-USD)
Updated October 25, 2026.
XLM-USD is a cryptocurrency. Total return is 6417.4% over the past 12.2 years, 6032.3 points ahead of SPY at 385.1%.
Stellar Lumens (XLM) is a cryptocurrency and native digital asset of the open-source Stellar network, designed to facilitate cross-border payments and asset issuance on a decentralized platform; lumens serve as the network's utility token for transaction fees and currency conversion. The asset does not distribute income to holders. This cryptocurrency appeals to those interested in blockchain technology and decentralized payment networks rather than traditional income-producing securities.
XLM-USD performance versus SPY
Total return is 6417.4% over the past 12.2 years, 6032.3 points ahead of SPY at 385.1%. Over the past year its total return — price change plus distributions reinvested — is -44.4%. Its deepest 1-year drawdown was 56.6%.
| Window | Total return | CAGR |
|---|---|---|
| 1M | -14.3% | — |
| 3M | -5.0% | — |
| 6M | -1.3% | — |
| YTD | -16.9% | — |
| 1Y | -44.4% | — |
| 2Y CAGR | — | 35.50% |
| 3Y CAGR | — | 14.30% |
| 5Y CAGR | — | -14.50% |
| 10Y CAGR | — | 53.20% |
| Since inception (12.2 years) | 6417.4% | 40.80% |
XLM-USD key facts
- Asset type
- Crypto
- Asset class
- Crypto
- Inception date
- 07/31/2014
- Distribution frequency
- None
- Last close
- $0.17 (as of 2026-10-25)
- Market cap
- $5,914,875,392
- Average volume
- 183,128,332
How Dividend Vision calculates returns
Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.
Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology
Sources and review
Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.
Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.
XLM-USD risks and drawbacks
The deepest 1-year drawdown on record here is 56.6%.
Who may consider XLM-USD — and who may not
It is a weaker fit for investors who need monthly cash flow (XLM-USD does not currently distribute). This is educational context, not a recommendation to buy or sell.
More on XLM-USD
Frequently asked questions
Does XLM-USD pay monthly?
No. XLM-USD does not currently distribute.
When does XLM-USD pay a dividend?
XLM-USD does not currently distribute.
How has XLM-USD performed?
Total return is 6417.4% over the past 12.2 years, 6032.3 points ahead of SPY at 385.1%. Over the past year its total return — price change plus distributions reinvested — is -44.4%. Its deepest 1-year drawdown was 56.6%.
Tickers
Holdings as-of date unavailable.
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