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Dividend Vision

XRP-USD Crypto — XRP

XRP (XRP-USD)

Updated October 25, 2026.

XRP-USD is a cryptocurrency. Total return is 22954.0% over the past 13.2 years, 22497.4 points ahead of SPY at 456.6%.

XRP is a digital asset and native cryptocurrency of the XRP Ledger, a decentralized blockchain designed to enable real-time payments, currency exchange, and remittances. As a cryptocurrency, it does not have a traditional expense ratio or fund structure, and it does not distribute income to holders. XRP appeals to investors interested in digital assets and blockchain technology rather than those seeking dividend income.

XRP-USD performance versus SPY

Total return is 22954.0% over the past 13.2 years, 22497.4 points ahead of SPY at 456.6%. Over the past year its total return — price change plus distributions reinvested — is -46.0%. Its deepest 1-year drawdown was 62.5%.

WindowTotal returnCAGR
1M-13.8%—
3M16.9%—
6M-10.1%—
YTD-31.1%—
1Y-46.0%—
2Y CAGR—57.00%
3Y CAGR—33.20%
5Y CAGR—3.40%
10Y CAGR—63.60%
Since inception (13.2 years)22954.0%50.90%

XRP-USD key facts

Asset type
Crypto
Asset class
Crypto
Inception date
06/02/2012
Distribution frequency
None
Last close
$1.29 (as of 2026-10-25)
Market cap
$80,989,396,992
Average volume
2,857,960,424

How Dividend Vision calculates returns

Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

XRP-USD risks and drawbacks

The deepest 1-year drawdown on record here is 62.5%.

Who may consider XRP-USD — and who may not

It is a weaker fit for investors who need monthly cash flow (XRP-USD does not currently distribute). This is educational context, not a recommendation to buy or sell.

More on XRP-USD

Tagged: Crypto.

Frequently asked questions

Does XRP-USD pay monthly?

No. XRP-USD does not currently distribute.

When does XRP-USD pay a dividend?

XRP-USD does not currently distribute.

How has XRP-USD performed?

Total return is 22954.0% over the past 13.2 years, 22497.4 points ahead of SPY at 456.6%. Over the past year its total return — price change plus distributions reinvested — is -46.0%. Its deepest 1-year drawdown was 62.5%.

DividendVision analysis is generated from public SEC filing data and may not capture every change. Review the original filing for complete information.