XRPZ ETF — Franklin XRP Trust

Franklin XRP Trust (XRPZ)

Updated October 16, 2026.

XRPZ is a low-cost ETF. its expense ratio is 0.19%. Total return is -42.8% over the past 0.9 years, 58.2 points behind SPY at 15.4%.

Franklin XRP Trust is a passive ETF that provides direct exposure to XRP, the digital asset, without active management or use of leverage or derivatives. The fund does not currently distribute income to shareholders. With an expense ratio of 0.19%, this fund appeals to investors seeking straightforward exposure to XRP as part of a diversified portfolio.

XRPZ performance versus SPY

Price and return data through 2026-10-16.

Total return is -42.8% over the past 0.9 years, 58.2 points behind SPY at 15.4%. Its deepest 1-year drawdown was 56.9%.

XRPZ key facts

Issuer

Franklin Templeton

Asset type

ETF

Asset class

Crypto

Inception date

11/24/2025

Expense ratio

0.19%

Distribution frequency

None

Last close

$14.08 (as of 2026-10-16)

AUM

$443,703,668

Average volume

362096.0

Beta

2.6863

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Franklin Templeton; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

XRPZ risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 56.9%.

Who may consider XRPZ — and who may not

XRPZ may suit someone looking for low-cost broad dividend exposure. It is a weaker fit for investors who need monthly cash flow (XRPZ does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on XRPZ

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Tagged: Crypto.

Frequently asked questions

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