XTJA ETF — Innovator U.S. Equity Accelerated Plus ETF - January

Innovator U.S. Equity Accelerated Plus ETF - January (XTJA)

Updated October 16, 2026.

XTJA is an ETF. its expense ratio is 0.79%. Total return is 42.0% over the past 4.8 years, 28.2 points behind SPY at 70.2%.

Innovator U.S. Equity Accelerated Plus ETF - January is an ETF that invests at least 80% of its assets in the SPDR S&P 500 ETF Trust, gaining exposure to large-cap U.S. equities through the S&P 500 Index. The fund does not currently distribute income, and carries an expense ratio of 0.79%. This ETF appeals to investors seeking growth-oriented exposure to U.S. large-cap equities rather than current income.

XTJA performance versus SPY

Price and return data through 2026-10-16.

Total return is 42.0% over the past 4.8 years, 28.2 points behind SPY at 70.2%. Over the past year its total return — price change plus distributions reinvested — is 15.2%. Its deepest 1-year drawdown was 7.6%.

XTJA key facts

Issuer

Innovator ETFs

Asset type

ETF

Asset class

Equity

Inception date

12/31/2021

Expense ratio

0.79%

Distribution frequency

None

Last close

$35.28 (as of 2026-10-16)

AUM

$16,850,851

Average volume

4593.0

Beta

0.59

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Innovator ETFs; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

XTJA risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 7.6%.

Who may consider XTJA — and who may not

It is a weaker fit for investors who need monthly cash flow (XTJA does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on XTJA

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Frequently asked questions

More securities from Innovator ETFs.