XTJL ETF — Innovator U.S. Equity Accelerated Plus ETF - July

Innovator U.S. Equity Accelerated Plus ETF - July (XTJL)

Updated October 16, 2026.

XTJL is an ETF. its expense ratio is 0.79%. Total return is 64.4% over the past 5.3 years, 25.8 points behind SPY at 90.2%.

Innovator U.S. Equity Accelerated Plus ETF - July is an ETF that seeks exposure to large-cap U.S. equities by investing at least 80% of assets in the State Street SPDR S&P 500 ETF Trust, with the remainder used for options strategies designed to amplify returns. The fund does not currently distribute income to shareholders and carries an expense ratio of 0.79%. This ETF appeals to growth-oriented investors seeking equity market exposure with potential for enhanced returns, rather than those prioritizing dividend income.

XTJL performance versus SPY

Price and return data through 2026-10-16.

Total return is 64.4% over the past 5.3 years, 25.8 points behind SPY at 90.2%. Over the past year its total return — price change plus distributions reinvested — is 13.4%. Its deepest 1-year drawdown was 5.1%.

XTJL key facts

Issuer

Innovator ETFs

Asset type

ETF

Asset class

Equity

Inception date

06/30/2021

Expense ratio

0.79%

Distribution frequency

None

Last close

$42.55 (as of 2026-10-16)

AUM

$17,223,447

Average volume

512.0

Beta

0.56

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Innovator ETFs; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

XTJL risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 5.1%.

Who may consider XTJL — and who may not

It is a weaker fit for investors who need monthly cash flow (XTJL does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on XTJL

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Frequently asked questions

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