YB Stock — Yuanbao Inc. American Depositary Shares

Yuanbao Inc. American Depositary Shares (YB)

Updated October 16, 2026.

YB is a Stock. its distribution rate is 10.94%, its trailing-12-month yield is 10.94%. Dividend Vision Distribution Safety Score™ is 42/100 (Unproven). Total return is -27.8% over the past 1.5 years, 67.7 points behind SPY at 39.9%.

Yuanbao Inc. provides insurance brokerage and agency services in China, offering medical, critical illness, accident, property, and pet insurance products. The company currently distributes annually, though its latest distribution was special and may not recur on a regular basis. The current distribution rate is high.

YB performance versus SPY

Price and return data through 2026-10-16.

Total return is -27.8% over the past 1.5 years, 67.7 points behind SPY at 39.9%. Over the past year its total return — price change plus distributions reinvested — is -48.6%. Its deepest 1-year drawdown was 53.8%.

YB key facts

Distribution Safety Score™

42 · Unproven

Asset type

Stock

Asset class

Equity

Distribution rate

10.94%

Distribution frequency

Annual

Trailing yield

10.94%

Last close

$11.52 (as of 2026-10-16)

Market cap

$373,149,516

Average volume

23727.0

Dividend

$1.26

Ex-dividend date

07/02/2026

Payment date

07/28/2026

Payout ratio

28.2%

P/E ratio

2.59

Forward P/E

2.2008

EPS

$4.44

How Dividend Vision calculates yield and returns

Distribution rate (10.94%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (10.94%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

YB risks and drawbacks

Payments are annual, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 53.8%.

Who may consider YB — and who may not

It is a weaker fit for investors who need monthly cash flow (YB pays annual); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on YB

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Tagged: Technology, Dividend.

Frequently asked questions