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ETF Comparison

AI vs AIYY: Which Is the Better Pick in 2026?

A head-to-head comparison of C3.ai Inc. and YieldMax AI Option Income Strategy ETF covering yield, cost, risk, and income potential.

Data updated May 24, 2026

ETFs62
Total AUM$9.2B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

YieldMax specializes in options-based and income-focused ETFs, leveraging covered call and short option strategies to generate high distribution yields for investors seeking regular income. The firm operates a diverse lineup of 61 ETFs organized across nine fund families, including prominent strategies like 0DTE (zero days-to-expiration) options, covered calls, and target distribution approaches, alongside more traditional performance and portfolio-based offerings. YieldMax's holdings span major technology and financial names—including tickers like AMZY, APLY, BRKC, and FBY—and the firm targets both individual investors and those seeking enhanced yield through systematic options strategies.

See our curated list of related YouTube videos on AIYY.

Side-by-side snapshot

AIAIYY
Full nameC3.ai Inc.YieldMax AI Option Income Strategy ETF
IssuerYieldMax
Last Close$9.33 as of May 24, 2026$9.30 as of May 24, 2026
Distribution yield76.60%
Expense ratio0.99%
AUM$25M
Distribution frequencyWeekly
Underlying indexC3.ai (AI)
ObjectiveCovered Call
Asset classEquityEquity
Inception date02/21/2024
Last dividend$0.10
Ex-dividend date06/15/202605/21/2026

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Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

AI (C3.ai Inc.) and AIYY (YieldMax AI Option Income Strategy ETF) are both dividend ETFs, but they take different approaches.

AIYY currently shows a 76.60% distribution yield. AI has not yet established a full distribution history, so a comparable yield figure is not available.

AI is cheaper with an expense ratio of compared to 0.99%.

Deep dive

Yield & income

On a $10,000 investment, AI has no reported distribution yield yet, so a monthly income estimate is not available, while AIYY would produce $638.33/month, at current distribution rates.

AI yield
AIYY yield76.60%

Cost & efficiency

Over 10 years on $10,000, AI would cost approximately $0 in fees vs $990 for AIYY (simplified, not compounded). The $990.00 difference may be offset by yield or performance.

AI ER
AIYY ER0.99%

Strategy & risk

AI tracks — with an income approach, while AIYY tracks C3.ai (AI) using a covered call strategy.

Fund details

AI is managed by — (launched —) with — in assets. AIYY is managed by YieldMax (launched 02/21/2024) with $25M in assets.

AI AUM
AIYY AUM$25M

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Frequently asked questions

Which of AI or AIYY pays more dividend income?

AIYY currently reports a distribution yield, while AI has not yet established a full distribution history. A direct income comparison is not yet meaningful — check back once both funds have published several consecutive distributions.

What is the difference between AI and AIYY?

AI (C3.ai Inc.) tracks — with an income strategy, while AIYY (YieldMax AI Option Income Strategy ETF) tracks C3.ai (AI) with a covered call approach. They are issued by — and YieldMax respectively.

Can I hold both AI and AIYY?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, AI or AIYY?

AI has an expense ratio of — while AIYY charges 0.99%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in AI vs AIYY generate?

At current rates, AI has not established a distribution history yet, so a monthly income estimate is not available. The same in AIYY would produce about $638.33 per month ($7,660.00 annually).

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