Projections assume the current yield and share price remain constant. Actual results will vary.
Total returns
100% reinvested · ex-date convention. Period returns use this fixed assumption, independent of chart settings. YTD and 1Y are cumulative period returns; 3Y, 5Y, and 10Y are annualized. The shared Since-start window is annualized only when it covers at least one year.
DDDD has lagged SCHD over the shared window since Mar 2026, posting a 7.53% total return against 9.84%. Figures are total returns: price change plus every distribution reinvested.
Total return and risk statistics by fund. Each row is one fund; each column is one period or statistic.
Total return with all distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date), split-adjusted, as of October 9, 2026. YTD and 1Y are cumulative period returns; 3Y, 5Y, and 10Y are annualized. The shared Since-start window is annualized only when it covers at least one year. “Since Mar 2026” measures every fund from March 12, 2026 — the start of shared available history — so all funds share one comparison window. Volatility is the annualized standard deviation of daily total returns over the shared window since Mar 2026. Sharpe and Sortino divide the annualized return in excess of the risk-free rate by, respectively, that volatility and the downside deviation (both over the shared window since Mar 2026) — higher is better. Max drawdown is the largest peak-to-trough total-return decline over the same window — shallower is better.
Distribution rate, SEC yield and return of capital
Metric
DDDD
SCHD
Forward distribution rate
0.66%
3.22%
Trailing 12-month yield
1.73%
3.18%
30-day SEC yield
2.27%
—
Return of capital
76.44%
—
Total return (price change plus reinvested distributions) is the Total returns section above. Return of capital is the share of a recent distribution that was not income. A 30-day SEC yield can sit far from the headline distribution rate; both numbers are the fund's own published fields.
Side-by-side snapshot
Side-by-side snapshot. Each row is one metric;
each column is one fund.
Actively managed fund that invests at least 80% of assets in U.S. company stocks and instruments providing that exposure, pairing the equity position with an options overlay aimed at a target distribution rate.
Seeks to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index, which measures the performance of high dividend yielding stocks issued by U.S. companies with a record of consistently paying dividends, selected for fundamental strength relative to their peers based on financial ratios.
ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.
YieldMax is known for specializing in options-based and income-focused ETFs that emphasize yield generation through covered call strategies and other income-producing methodologies. The firm operates a diverse lineup of 63 funds organized across multiple families including covered call strategies, 0DTE (zero days to expiration) options, double distribution approaches, and various target-date and performance-based portfolios designed to generate regular distributions. Notable offerings span popular underlying assets like major technology stocks and broad market indices, with a particular emphasis on providing enhanced income solutions for investors seeking regular cash flows through options strategies and other tactical approaches.
See our curated list of related YouTube videos on DDDD.
ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.
Schwab is a major provider of low-cost, broad-based ETFs known for making investing accessible to individual investors through its discount brokerage platform. The issuer's fund lineup spans multiple categories including core index funds, dividend and income-focused strategies, factor-based approaches, international exposure, fixed income, and digital assets, with popular core holdings like SCHB (U.S. broad market) and SCHD (dividend appreciation) alongside more specialized thematic offerings. Schwab's ETF suite is characterized by its breadth across asset classes and investment styles, competitive expense ratios, and integration with its retail brokerage ecosystem.
See our curated list of related YouTube videos on SCHD.
DDDD (YieldMax U.S. Stocks Target Double Distribution ETF) and SCHD (Schwab U.S. Dividend Equity ETF) are both quarterly-pay dividend ETFs, but they take different approaches.
SCHD offers the higher yield at 3.22% vs 0.66% for DDDD. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.
SCHD is cheaper with an expense ratio of 0.06% compared to 1.01%.
They have different reference exposures: DDDD is linked to SCHD while SCHD is linked to Dow Jones U.S. Dividend 100 Index, which means their performance drivers differ.
SCHD is the larger fund by assets ($109B), but assets alone do not establish trading costs or liquidity.
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On a $10,000 investment, DDDD would generate roughly $16.50 cash per distribution, while SCHD would produce $80.50 cash per distribution, at current distribution rates. Both pay quarterly distributions.
DDDD yield0.66%
SCHD yield3.22%
Cash diff on $10K$64.00
Cost & efficiency
Over 10 years on $10,000, DDDD would cost approximately $1,010 in fees vs $60 for SCHD (simplified, not compounded). The $950.00 difference may be offset by yield or performance.
DDDD ER1.01%
SCHD ER0.06%
Strategy & risk
DDDD is actively managed around SCHD exposure with a covered call approach, while SCHD tracks Dow Jones U.S. Dividend 100 Index.
DDDD beta—
SCHD beta0.56
Fund details
DDDD is managed by YieldMax (launched 03/12/2026) with $7.14M in assets. SCHD is managed by Schwab (launched 10/20/2011) with $109B in assets.
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Frequently asked questions
What is the difference between DDDD and SCHD?
SCHD (Schwab U.S. Dividend Equity ETF) screens Dow Jones U.S. Dividend 100 Index for established dividend payers and passes those dividends through quarterly. DDDD (YieldMax U.S. Stocks Target Double Distribution ETF) is a YieldMax overlay built around an SCHD-like book — it sells upside to target a larger cash distribution. DDDD currently distributes 0.66% against 3.22% for SCHD. Fees are 1.01% against 0.06%. Size also differs: $7.14M versus $109B. They are not substitutes. Figures as of October 2026.
What is the current distribution rate for DDDD and SCHD?
DDDD currently distributes 0.66% and SCHD 3.22%, based on fund data updated October 2026. Distribution rate moves with both the payout and the share price, so check the as-of date before relying on either figure.
Is DDDD or SCHD better for dividend income?
It depends on your goals. SCHD currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
Can I hold both DDDD and SCHD?
Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.
Is DDDD or SCHD safer?
By Dividend Vision's Distribution Safety Score — a rules-based 0–100 estimate of how resilient a distribution looks, where higher is safer — SCHD scores 100, DDDD scores 50, so SCHD's payout currently looks the more resilient of the two. No score makes an investment risk-free — treat this as a screening signal, not a guarantee.
Which has lower fees, DDDD or SCHD?
DDDD has an expense ratio of 1.01% while SCHD charges 0.06%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 in DDDD vs SCHD generate?
At current rates, $10,000 in DDDD would generate roughly $16.50 cash per distribution ($66.00 annually). The same in SCHD would produce about $80.50 cash per distribution ($322.00 annually).
Which has performed better historically, DDDD or SCHD?
DDDD has lagged SCHD over the shared window since Mar 2026, posting a 7.53% total return against 9.84%. Figures are total returns: price change plus every distribution reinvested. Past performance does not guarantee future results.
Explore related screeners
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