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ETF Comparison

MSFT vs MSFY: Which Is the Better Pick in 2026?

A head-to-head comparison of Microsoft Corporation and Kurv Yield Premium Strategy Microsoft ETF covering yield, cost, risk, and income potential.

Data updated May 24, 2026

ETFs12
Total AUM$445M

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Kurv is known for its specialized approach to single-stock and sector-focused covered call strategies, offering investors income-generating solutions tied to specific companies and asset classes. The firm's 11-fund lineup spans Growth & Income, Metals Enhanced Income, Precious Metals Income, and Single Stock Income categories, with popular tickers including AAPY (Apple), AMZP (Amazon), TSLP (Tesla), GOOP (Google), and NFLP (Netflix) alongside precious metals funds like KGLD (gold) and KSLV (silver). Kurv's niche centers on delivering monthly or quarterly income through covered call strategies on individual mega-cap stocks and commodity-linked positions, appealing to investors seeking yield from specific holdings rather than broad market exposure.

See our curated list of related YouTube videos on MSFY.

Side-by-side snapshot

MSFTMSFY
Full nameMicrosoft CorporationKurv Yield Premium Strategy Microsoft ETF
IssuerKurv
Last Close$419.09 as of May 24, 2026$18.92 as of May 24, 2026
Distribution yield0.87%12.69%
Expense ratio0.99%
AUM$11M
Distribution frequencyQuarterlyMonthly
Underlying indexMicrosoft (MSFT)
ObjectiveDevelops, licenses, and supports a wide range of software products, services, and devices. Operates Azure cloud platform, Office productivity suite, LinkedIn, and gaming division.Kurv Yield Premium Strategy Microsoft (MSFT) ETF seeks to provide current income while maintaining the opportunity for exposure to the share price of the common stock of Microsoft Corporation, subject to a limit on potential investment gains.
Asset classEquityEquity
Inception date10/30/2023
Last dividend$0.91$0.20
Ex-dividend date05/21/202605/13/2026

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

MSFT (Microsoft Corporation) and MSFY (Kurv Yield Premium Strategy Microsoft ETF) are both dividend ETFs, but they take different approaches.

MSFY offers the higher yield at 12.69% vs 0.87% for MSFT. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

MSFT is cheaper with an expense ratio of compared to 0.99%.

Deep dive

Yield & income

On a $10,000 investment, MSFT would generate roughly $7.25/month, while MSFY would produce $105.75/month, at current distribution rates.

MSFT yield0.87%
MSFY yield12.69%
Monthly diff on $10K$98.50

Cost & efficiency

Over 10 years on $10,000, MSFT would cost approximately $0 in fees vs $990 for MSFY (simplified, not compounded). The $990.00 difference may be offset by yield or performance.

MSFT ER
MSFY ER0.99%

Strategy & risk

MSFT tracks — with a dividend approach, while MSFY tracks Microsoft (MSFT) using a covered call strategy.

Fund details

MSFT is managed by — (launched —) with — in assets. MSFY is managed by Kurv (launched 10/30/2023) with $11M in assets.

MSFT AUM
MSFY AUM$11M

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Frequently asked questions

Is MSFT or MSFY better for dividend income?

It depends on your goals. MSFY currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between MSFT and MSFY?

MSFT (Microsoft Corporation) tracks — with a dividend strategy, while MSFY (Kurv Yield Premium Strategy Microsoft ETF) tracks Microsoft (MSFT) with a covered call approach. They are issued by — and Kurv respectively.

Can I hold both MSFT and MSFY?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, MSFT or MSFY?

MSFT has an expense ratio of — while MSFY charges 0.99%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in MSFT vs MSFY generate?

At current rates, $10,000 in MSFT would generate roughly $7.25 per month ($87.00 annually). The same in MSFY would produce about $105.75 per month ($1,269.00 annually).

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