Security Comparison

PLTR vs PLYY: Which Is the Better Pick in 2026?

A head-to-head comparison of Palantir Technologies Inc. and GraniteShares YieldBOOST PLTR ETF covering yield, cost, risk, and income potential.

Updated September 30, 2026

How these figures are calculated: methodology.

Best for

PLTRInvestors who want direct ownership of the underlying business, with no fund wrapper or management fee.
PLYYInvestors who want to maximize current income — roughly 53.60%, generated by selling options premium.

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Total returns

100% reinvested · ex-date convention. Period returns use this fixed assumption, independent of chart settings. YTD and 1Y are cumulative period returns; 3Y, 5Y, and 10Y are annualized. The shared Since-start window is annualized only when it covers at least one year.

PLTR has outpaced PLYY over the trailing twelve months, posting a 4.58% total return against -27.85%. Measured from Sep 2025 — the start of shared available history — PLTR has compounded at 2.42% a year versus -27.16% for PLYY. PLYY has been the steadier holding, though — annualized volatility of 26.7% against 59.1% for PLTR. Figures are total returns: price change plus every distribution reinvested.

Total return and risk statistics by fund. Each row is one fund; each column is one period or statistic.
Symbol	YTD cumulative	1Y cumulative	Since Sep 2025	Volatility	Sharpe	Sortino	Max drawdown
PLTR	11.43%	4.58%	2.42%	59.1%	-0.00	-0.00	-48.2%
PLYY	-23.10%	-27.85%	-27.16%	26.7%	-1.39	-1.63	-39.5%

Total return with all distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date), split-adjusted, as of September 30, 2026. YTD and 1Y are cumulative period returns; 3Y, 5Y, and 10Y are annualized. The shared Since-start window is annualized only when it covers at least one year. “Since Sep 2025” measures every fund from September 23, 2025 — the start of shared available history — so all funds share one comparison window. Volatility is the annualized standard deviation of daily total returns over the past year. Sharpe and Sortino divide the annualized return in excess of the risk-free rate by, respectively, that volatility and the downside deviation (both over the past year) — higher is better. Max drawdown is the largest peak-to-trough total-return decline over the same window — shallower is better.

Distribution rate and SEC yield

Metric	PLTR	PLYY
Forward distribution rate	—	53.60%
Trailing 12-month yield	—	147.82%
30-day SEC yield	—	1.02%

Total return (price change plus reinvested distributions) is the Total returns section above. A 30-day SEC yield can sit far from the headline distribution rate; both numbers are the fund's own published fields.

Side-by-side snapshot

Side-by-side snapshot. Each row is one metric; each column is one fund.
Metric	PLTR	PLYY
Full name	Palantir Technologies Inc.	GraniteShares YieldBOOST PLTR ETF
Issuer	—	GraniteShares
Last Close	$187.05 as of September 30, 2026	$8.13 as of September 30, 2026
Distribution rate	—	53.60%
Trailing 12-month yield	—	147.82%
30-day SEC yield	—	1.02%
Distribution Safety Score™	—	49
Safety-Adjusted Yield	—	26.26%
Expense ratio	—	1.07%
AUM	—	$2.26M
Distribution frequency	None	Weekly
Underlying index	—	Palantir (PLTR)
Objective	Builds and deploys software platforms for data integration, analysis, and operations. Serves government and commercial customers with Gotham, Foundry, and Apollo platforms for AI-powered decision making.	Seeks to provide weekly income through selling near-the-money put spreads on leveraged ETFs linked to Palantir Technologies, with built-in risk control through the put spread collar structure.
Asset class	Equity	Equity
Inception date	N/A	09/23/2025
Beta	1.621	—
Last dividend	—	$0.08378
Ex-dividend date	—	09/25/2026

Bottom lineChoose PLTR if you want direct ownership of the underlying business, with no fund wrapper or management fee. Choose PLYY if you want to maximize current income — roughly 53.60%, generated by selling options premium. There's no free lunch: PLYY's payout comes from selling options, which caps upside and can erode the share price over time, while PLTR keeps full price exposure.

How the risk works

Read this before the income numbers below: the strategy mechanics on this page shape what those payouts can cost you.

Daily leverage reset. PLYY targets a multiple of the index's DAILY move, resetting every session. Over weeks and months the compounding of daily resets (volatility decay) can drag returns far below the stated multiple, especially in choppy markets — and losses are magnified the same way gains are.
Capped upside and premium dependence. PLYY generates income by selling options, which trades away part of a strong rally in exchange for premium. Distributions can include return of capital, and a payout the underlying assets cannot sustain shows up as NAV erosion over time — the big yield number is not free.

Learn the mechanics: Return of capital, explained · NAV erosion, explained · Why daily-reset leverage decays

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Income calculator

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GraniteShares

ETFs93

Total AUM$11.8B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

GraniteShares is known for offering specialized ETF strategies that extend beyond traditional equity and bond investing, particularly through structured products and income-focused solutions. The firm manages 48 ETFs organized around distinct fund families including Autocallable products, Commodities, Income strategies, Leveraged exposures, and their YieldBOOST line designed to enhance distributions. GraniteShares targets investors seeking alternative income generation methods and commodity access, with popular tickers like AHD, CRY, and FBL representing their diverse approach to yield enhancement and alternative asset classes.

See our curated list of related YouTube videos on PLYY.

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Quick verdict

PLTR (Palantir Technologies Inc.) is a stock, while PLYY (GraniteShares YieldBOOST PLTR ETF) is an ETF — their trading structures differ.

PLYY currently shows a 53.60% distribution yield. PLTR has not yet established a full distribution history, so a comparable yield figure is not available.

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Deep dive

Yield & income

On a $10,000 investment, PLTR has no reported distribution yield yet, so a cash estimate is not available, while PLYY would produce $103.08 cash per distribution, at current distribution rates.

PLTR yield—

PLYY yield53.60%

Cost & efficiency

PLYY charges a 1.07% expense ratio — roughly $1,070 over 10 years on $10,000 (simplified, not compounded). PLTR is a stock, not a fund, so it charges no expense ratio.

PLYY ER1.07%

Strategy & risk

PLTR is a stock built around AI data analytics exposure, while PLYY tracks Palantir (PLTR).

PLTR beta1.621

PLYY beta—

Security details

PLTR (Palantir Technologies Inc.) is a stock. PLYY is managed by GraniteShares (launched 09/23/2025) with $2.26M in assets.

PLYY AUM$2.26M

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Frequently asked questions

Which of PLTR or PLYY pays more dividend income?

PLYY currently reports a distribution yield, while PLTR has not yet established a full distribution history. A direct income comparison is not yet meaningful — check back once both funds have published several consecutive distributions.

What is the difference between PLTR and PLYY?

PLTR (Palantir Technologies Inc.) is a stock built around AI data analytics exposure, while PLYY (GraniteShares YieldBOOST PLTR ETF) tracks Palantir (PLTR). They are issued by — and GraniteShares respectively.

Can I hold both PLTR and PLYY?

Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.

Which has lower fees, PLTR or PLYY?

PLYY charges a 1.07% expense ratio. PLTR is a stock, not a fund, so it has no expense ratio — owning it directly costs nothing in ongoing fund fees.

How much income does $10,000 in PLTR vs PLYY generate?

At current rates, PLTR has not established a distribution history yet, so a cash estimate is not available. The same in PLYY would produce about $103.08 cash per distribution ($5,360.00 annually).

Which has performed better historically, PLTR or PLYY?

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PLTR vs PLYY — at a glance

Generated September 19, 2026.

Figures quoted in this analysis are from its generation date and may lag the live snapshot table above, which always shows the latest data.

Overview

PLTR is a stock in Palantir Technologies, a software company that builds data integration and AI analytics platforms for government and commercial clients. The fundamental difference: PLTR offers equity growth with no income; PLYY targets current income through options mechanics on PLTR exposure.

How they differ

PLTR is a direct equity stake in the operating company.

The cost and risk profiles diverge sharply. PLTR stock incurs no fund expenses.

Who each is best for

PLTR: Investors seeking direct exposure to a high-volatility AI data analytics business with no current dividend. Fits those with a long time horizon who can tolerate above-market drawdowns and who view the company's platform expansion as a capital-appreciation play rather than an income source. Investors should verify whether distributions rely materially on return of capital or NAV depletion rather than earned yield.

Options assignment and early exercise risk. The put spread collar protects PLYY's downside but introduces assignment mechanics. If PLTR falls sharply, puts may be assigned, forcing cash outlay or creating forced positions. The ETF's weekly roll cycle means repeated execution risk and potential slippage. Wide bid-ask spreads are likely, and redemption activity could force the issuer to liquidate positions at unfavorable times. Fund closure or restructuring is a real possibility if assets don't grow. This decay accelerates during choppy markets, even if PLTR ends higher over longer periods.

Bottom line

If you want equity upside in a high-growth AI data analytics company, PLTR offers direct exposure with no income friction. If you prioritize weekly income and can accept capped gains, options assignment mechanics, and the structural risks of a micro-cap fund with minimal assets, PLYY provides that trade. The 53.60% distribution rate reflects both the premium yield on short options and the drag of fund expenses and leverage decay—neither a free lunch nor a substitute for due diligence on whether distributions are sustainable. Past performance does not predict future results.

AI-generated analysis for educational purposes only. Verify important details independently; past performance does not guarantee future results.

Learn the method

The metrics behind this comparison, explained in the Academy.

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These comparisons follow the Dividend Vision methodology.