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ETF Comparison

SCHG vs VGT: Which Is the Better Pick in 2026?

A head-to-head comparison of Schwab U.S. Large-Cap Growth ETF and Vanguard Information Technology ETF covering yield, cost, risk, and income potential.

Data updated July 21, 2026

Schwab
ETFs34
Total AUM$586B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Schwab is known for offering low-cost, broad-based ETFs that serve both core portfolio holdings and specialized investment strategies. Their 33-fund lineup spans multiple asset classes including bonds, equities, international markets, digital assets, and factor-based strategies, with a notable emphasis on dividend-focused funds like SCHD alongside core index options. The issuer emphasizes accessibility for individual investors through competitive expense ratios and a diverse range of fund families designed to support various investment objectives.

See our curated list of related YouTube videos on SCHG.

See all Schwab ETFs
Vanguard
ETFs116
Total AUM$4488B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Vanguard is known for offering low-cost, passively managed ETFs that emphasize broad market exposure and long-term investing. The company operates 175 ETFs across diverse fund families including Index, Bond, Equity, Dividend, Income, International, Factor, and ESG strategies, serving investors with various goals from core portfolio building to specialized income generation. Notable for its scale and popular tickers like VB (total U.S. small-cap), BND (total bond market), and VBIAX (international bonds), Vanguard focuses on providing comprehensive, index-based investment solutions with an emphasis on cost efficiency and accessibility.

See our curated list of related YouTube videos on VGT.

See all Vanguard ETFs

Side-by-side snapshot

SCHGVGT
Full nameSchwab U.S. Large-Cap Growth ETFVanguard Information Technology ETF
IssuerSchwabVanguard
Last Close$34.15 as of July 21, 2026$113.23 as of July 21, 2026
Distribution yield0.40%0.49%
Distribution Safety Score™ 10089
Expense ratio0.04%0.10%
AUM$59.8B$139B
Distribution frequencyQuarterlyQuarterly
Underlying indexDow Jones U.S. Large-Cap Growth Total Stock Market Indexa basket of Vanguard Information Technology ETF holdings
ObjectiveCapital AppreciationSeeks to track the performance of the MSCI US Investable Market Index/Information Technology 25/50, an index made up of stocks of large, mid-size, and small U.S. companies within the information technology sector, including technology software and services, hardware and equipment, and semiconductor manufacturers.
Asset classEquityEquity
Inception date12/11/200901/26/2004
Beta1.211.44
Last dividend$0.0340$0.1384
Ex-dividend date06/24/202606/24/2026

Bottom lineChoose SCHG if you want a growth tilt and can accept bigger swings for higher upside. Choose VGT if you want broad equity exposure.

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Total returns

SCHG has lagged VGT over the trailing twelve months, posting a 15.00% total return against 32.53%. The lead holds up over 10 years too: VGT has compounded at 24.34% a year, against 18.33% for SCHG. Figures are total returns: price change plus every distribution reinvested.

SymbolYTD1Y3Y5Y10YSince Dec 2009Volatility Sharpe Sortino Max drawdown
SCHG5.31%15.00%21.86%13.80%18.33%16.39%19.4%0.791.13-23.4%
VGT20.09%32.53%27.10%18.69%24.34%19.81%24.3%0.811.14-27.2%

Total return with all distributions reinvested on the ex-dividend date, split-adjusted, as of July 20, 2026. YTD and 1Y are cumulative; longer windows are annualized. “Since Dec 2009” measures every fund from December 11, 2009 — the youngest fund's first trading day — so all funds share one comparison window. Volatility is the annualized standard deviation of daily total returns over the trailing 3 years. Sharpe and Sortino divide the annualized return in excess of the risk-free rate by, respectively, that volatility and the downside deviation (both over the trailing 3 years) — higher is better. Max drawdown is the largest peak-to-trough total-return decline over the same window — shallower is better.

Quick verdict

SCHG (Schwab U.S. Large-Cap Growth ETF) and VGT (Vanguard Information Technology ETF) are both quarterly-pay dividend ETFs, but they take different approaches.

VGT offers the higher yield at 0.49% vs 0.40% for SCHG. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

SCHG is cheaper with an expense ratio of 0.04% compared to 0.10%.

They track different benchmarks: SCHG is linked to Dow Jones U.S. Large-Cap Growth Total Stock Market Index while VGT tracks a basket of Vanguard Information Technology ETF holdings, which means their performance drivers differ.

VGT is the larger fund by assets ($139B), which generally means tighter spreads and better liquidity.

Deep dive

Yield & income

On a $10,000 investment, SCHG would generate roughly $3.33/month, while VGT would produce $4.08/month, at current distribution rates. Both pay quarterly distributions.

SCHG yield0.40%
VGT yield0.49%
Monthly diff on $10K$0.75

Cost & efficiency

Over 10 years on $10,000, SCHG would cost approximately $40 in fees vs $100 for VGT (simplified, not compounded). The $60.00 difference may be offset by yield or performance.

SCHG ER0.04%
VGT ER0.10%

Strategy & risk

SCHG tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index with a capital appreciation approach, while VGT holds a basket of Vanguard Information Technology ETF holdings. Beta is 1.21 for SCHG and 1.44 for VGT, indicating SCHG is less volatile relative to the market.

SCHG beta1.21
VGT beta1.44

Fund details

SCHG is managed by Schwab (launched 12/11/2009) with $59.8B in assets. VGT is managed by Vanguard (launched 01/26/2004) with $139B in assets.

SCHG AUM$59.8B
VGT AUM$139B
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Frequently asked questions

Is SCHG or VGT better for dividend income?

It depends on your goals. VGT currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between SCHG and VGT?

SCHG (Schwab U.S. Large-Cap Growth ETF) tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index with a capital appreciation approach, while VGT (Vanguard Information Technology ETF) holds a basket of Vanguard Information Technology ETF holdings. They are issued by Schwab and Vanguard respectively.

Can I hold both SCHG and VGT?

Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.

Which has lower fees, SCHG or VGT?

SCHG has an expense ratio of 0.04% while VGT charges 0.10%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in SCHG vs VGT generate?

At current rates, $10,000 in SCHG would generate roughly $3.33 per month ($40.00 annually). The same in VGT would produce about $4.08 per month ($49.00 annually).

Which has performed better historically, SCHG or VGT?

SCHG has lagged VGT over the trailing twelve months, posting a 15.00% total return against 32.53%. The lead holds up over 10 years too: VGT has compounded at 24.34% a year, against 18.33% for SCHG. Figures are total returns: price change plus every distribution reinvested. Past performance does not guarantee future results.

More comparisons to explore

SCHG vs VGT — at a glance

Generated July 2026 from current fund data.

Overview

SCHG and VGT are both equity ETFs designed for growth-oriented investors, but they operate at different scopes. SCHG tracks the Dow Jones U.S. Large-Cap Growth Total Stock Market Index, giving you broad exposure to large-cap growth stocks across all sectors. VGT narrows that lens dramatically: it holds only information technology stocks—large, mid, and small-cap—making it a concentrated sector bet rather than a diversified growth fund.

How they differ

The biggest difference is scope: SCHG is a diversified large-cap growth vehicle spanning the whole market, while VGT is a pure-play technology sector fund. That concentration shows up in beta—VGT's 1.44 is notably higher than SCHG's 1.21, reflecting tech's volatility relative to the broader market. VGT's AUM of $143B dwarfs SCHG's $58.4B, despite VGT's tighter focus; tech's popularity explains the inflow. On yield, both distribute sparingly (SCHG at 0.39%, VGT at 0.47%), which is typical for growth funds prioritizing capital appreciation over income. SCHG's expense ratio of 0.04% undercuts VGT's 0.10%, a meaningful gap on a $100,000 position over 20 years.

Who each is best for

SCHG: Fits investors seeking diversified large-cap growth with minimal drag, where sector rotation and broad market participation matter more than concentrated bets. The sub-0.05% expense ratio appeals to long-term accumulators.

VGT: Designed for investors comfortable with single-sector exposure who believe technology will outpace broader market returns over their time horizon. Suits those using sector tilts as a deliberate overweight within a larger portfolio.

Key risks to know

  • Sector concentration in VGT. Holding only technology stocks means VGT has no cushion when the sector rotates out of favor; a prolonged shift toward defensive or value plays can drag performance relative to diversified peers like SCHG.
  • Higher volatility and drawdown risk in VGT. Beta of 1.44 versus 1.21 translates to sharper swings in both directions; investors with shorter time horizons or lower risk tolerance face larger peak-to-trough declines.
  • Large-cap drift in SCHG. Tracking a large-cap index means SCHG's growth exposure skews toward mega-cap names (Apple, Microsoft, Nvidia, etc.). If those names underperform mid-cap growth, SCHG's diversification advantage narrows.
  • Tech valuation risk. Both funds carry meaningful exposure to technology, but VGT's 100% sector allocation amplifies sensitivity to earnings multiples compression in software, semiconductors, and cloud services—the sector's dominant pockets.

Bottom line

SCHG offers steady, broadly diversified large-cap growth at rock-bottom cost; VGT trades that diversification for a concentrated technology bet with higher expected volatility. If you want a core growth holding with minimal overlap risk across your other holdings, SCHG's lower expense ratio and broader index stand out. If you're making an intentional technology overweight and can tolerate sharper moves, VGT's sector purity and larger asset base provide deep liquidity. Neither fund is designed to generate income, so neither makes sense for yield-focused portfolios regardless of which you choose.

AI-generated analysis for educational purposes only. Verify important details independently; past performance does not guarantee future results.

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